Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,359 (2025).

What school district is this property in?

This property is in the 704 - Proctor school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 58 days.

Listed at

$525,000

$177/sqft

Proctor Lands In The City

421 Saint Louis River Road, Duluth, MN, 55810

3 Bedrooms4 Bathrooms2,974 Square Feet5.24 Acres

Days on market58

Year built1978

Garage spaces4

TypeResidential

Est. $12,750buyer credit when you buy with SODL

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About this home

Nestled on over 5 private acres surrounded by beautiful mature maple trees, this spacious two-story home offers the perfect blend of comfort, privacy, and functionality. With nearly 2,900 finished square feet, the home features generous living spaces, a cozy gas fireplace, and solid surface countertops throughout. Relax and unwind year-round in the sauna, hot tub, or the inviting three-season porch overlooking the peaceful wooded setting. Recent updates include a newer roof, septic system, and hot water heater, providing peace of mind for years to come. Car enthusiasts, hobbyists, or those needing extra storage will appreciate the attached garage plus an impressive 40' x 30' detached garage, ideal for vehicles, equipment, or workshop space. This rare property offers space, privacy, and modern comfort, all within a serene natural setting.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1978

LevelsTwo

Living area2,974 sqft

Above-grade finished1,930 sqft

Below-grade finished1,044 sqft

Lot size5.24 acres (250X1000)

Days on market58

ListedFeb 27, 2026

MLS #NST7027928

CountySt. Louis

SubdivisionProctor Lands In The City

Parcel #185024000035

Facts & features

Interior

Bedrooms: 3
Bathrooms: 4
Bath breakdown: 1 full / 1 3/4 / 2 half
Heating: Forced Air
Cooling: None
Basement: Block, Full · 1,044 sqft finished

Property

Levels / stories: Two
Garage: 4 spaces · 30x40 · 1,200 sqft
Parking features: Attached Garage, Detached Garage
Exterior features: Wood
Lot size: 5.24 acres
Lot dimensions: 250X1000

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 2,974 sqft
Year built: 1978

Utilities

Water: Drilled
Sewer: Private Sewer
Fuel: Electric

Community & HOA

Subdivision: Proctor Lands In The City
HOA: No HOA
School district: 704 - Proctor
High school district: Proctor

Financial & listing details

Annual tax: $3,359 (2025)
Listed: Feb 27, 2026
Days on market: 58 · 4 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths1

3/4 baths1

Half baths2

1/4 baths0

BasementBlock, Full

HeatingForced Air

CoolingNone

Fireplaces4

AccessibilityNone

Exterior & lot

ExteriorWood

FoundationBlock

Foundation area2,974 sqft

ZoningResidential-Single Family

Utilities

Water sourceDrilled

SewerPrivate Sewer

FuelElectric

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces4

Garage size1,200 sqft

Financial details

Annual taxes$3,359

Tax year2025

Taxes w/ assessments3359

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District704 - Proctor

District number704

District phone2186284934

High schoolProctor

SODL flat fee brokerage

$12,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,214/mo

Principal & interest$2,759

Property taxes$280

Home insurance (est.)$175

Down payment

$105,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.