Sold / Closed
$244,900

Sold price · Closed Jun 15, 2026

$174/sqft

Central Park Add

420 32nd Avenue N, Saint Cloud, MN, 56303
3  Bedrooms2  Bathrooms1,376  Square Feet0.12  Acres
Days on market8
Year built1996
Garage spaces2.5
TypeResidential
Est. $4,197buyer credit when you buy with SODL

About this home

Welcome home to this well-maintained 3-bedroom, 2-bath split-entry located in a desirable neighborhood! This property offers a functional layout with bright, inviting living spaces and plenty of room to grow. The main level features a comfortable living area, a spacious kitchen, and dining space perfect for everyday living or entertaining. Two bedrooms and a full bathroom provide convenience and flexibility. Downstairs, you’ll find an unfinished family room—ready for your personal touch and an excellent opportunity to build equity by creating additional living space to suit your needs. In addition an ensuite bedroom with attached 3/4 bathroom for guests. The oversized garage offers ample room for vehicles, storage, and hobbies, making it a standout feature of the home. The maintenance free deck, steel siding, and concrete driveway create ease of living. Enjoy the benefits of a great neighborhood with space to expand and make this home truly your own. Schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1996
LevelsSplit Entry (Bi-Level)
Living area1,376 sqft
Above-grade finished1,026 sqft
Below-grade finished350 sqft
Lot size0.12 acres (42x126)
Days on market8
ListedApr 29, 2026
MLS #NST7066484
CountyStearns
SubdivisionCentral Park Add
Parcel #82457100010

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2.5 spaces · 30x22 · 660 sqft
Parking features
Detached Garage, Concrete
Patio & porch
Deck
Exterior features
Stone, Steel Siding
Fencing
Composite

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,026 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt
Year built
1996

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Central Park Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,272 (2025)
Listed
Apr 29, 2026
Days on market
8
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Partially Finished
HeatingForced Air
CoolingCentral Air
LaundryUpper Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AccessibilityNone

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less, Architectural Shingle, Asphalt
FoundationBlock
Foundation area1,026 sqft
Patio/porchDeck
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete
Garage spaces2.5
Garage size660 sqft

Financial details

Annual taxes$2,272
Tax year2025
Taxes w/ assessments2272
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,530/mo
Principal & interest$1,261
Property taxes$189
Home insurance (est.)$80
%
$47,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

420 32nd Avenue N, Saint Cloud, MN, 56303

Listing information

MLS #NST7066484
StatusClosed
Last updatedJun 15, 2026, 6:47 PM
Originally listedMay 8, 2026, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.