Pending
$795,000
$312/sqft

417 N Main Street

417 N Main Street, Center City, MN, 55012
4  Bedrooms3  Bathrooms2,552  Square Feet0.43  Acres
Days on market11
Year built1978
Garage spaces2
TypeResidential
Est. $20,850buyer credit when you buy with SODL

About this home

Back on the Market — Better Than Ever! Two Lakes. One Incredible Lifestyle. This exceptional lake home returns to the market after a completed professional basement improvement, making it even stronger, more dependable, and more impressive than before. Nestled between North Center Lake and Pioneer Lake—with approximately 200 feet of shoreline on each—this rare property delivers stunning sunrises, sunsets, and shimmering water views from nearly every room. Just 45 minutes from the Twin Cities, it's perfect for year-round living, unforgettable family getaways, or lucrative short-term rental income. This thoughtfully remodeled 4-bedroom PLUS spacious “Bunkroom,” 3-bath walkout rambler was designed for comfort, style, and entertaining. Enjoy two primary suites, an open-concept living space, two fireplaces, and a fully updated kitchen and dining area that blend clean modern design with timeless lakeside charm. Nearly every surface has been upgraded. The oversized bunkroom—perched above the heated, insulated 2-car garage—comfortably sleeps six or more, ideal for guests, extended family, or high-earning rental stays. Outside, the lake lifestyle is endless: boating, swimming, water-skiing, fishing, and quiet evenings under the stars. Set near the end of a peaceful dead-end street, the home offers excellent privacy, friendly neighbors, and easy access to scenic walking trails. It’s also just a short walk into Center City for restaurants, shops, and small-town charm. Whether you’re looking for a serene retreat, a forever home, or a smart investment, this beautifully updated dual-lake property is truly one of a kind. Welcome back to lake life—now at its finest.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1978
LevelsOne
Living area2,552 sqft
Above-grade finished1,512 sqft
Below-grade finished1,040 sqft
Lot size0.43 acres (0.425)
Days on market11
ListedNov 14, 2025
MLS #NST6817855
CountyChisago
Parcel #120001000

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 24x22 · 528 sqft
Parking features
Attached Garage, Gravel, Concrete, Heated Garage, Insulated Garage
View
East, South, West
Waterfront
Lake Front
Lot size
0.43 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Vinyl Siding
Foundation
1,040 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1978

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected

Community & HOA

HOA
No HOA
School district
Chisago Lakes

Financial & listing details

Annual tax
$6,272 (2024)
Tax with assessments
6272.0000
Listed
Nov 14, 2025
Days on market
11 · 37 cumulative

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,040 sqft
Lot featuresIrregular Lot
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Gravel, Concrete, Heated Garage, Insulated Garage
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$6,272
Tax year2024
Taxes w/ assessments6272.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2144
District phone651-213-2096
High schoolChisago Lakes
SODL flat fee brokerage
$20,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $20,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,966/mo
Principal & interest$4,178
Property taxes$523
Home insurance (est.)$265
%
$159,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

417 N Main Street, Center City, MN, 55012

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Listing information

MLS #NST6817855
StatusPending
Last updatedNov 26, 2025, 4:54 AM
Originally listedNov 14, 2025, 4:15 PM
Listing officeNational Realty Guild

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.