Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,382 (2025).

What school district is this property in?

This property is in the 2342 - West Central Area school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 60 days.

Listed at

$249,900

$100/sqft

Improvement Add To The Vlg/Elb

417 E Division Street, Elbow Lake, MN, 56531

4 Bedrooms2 Bathrooms2,496 Square Feet0.235 Acres

Days on market60

Year built1970

Garage spaces2

TypeResidential

Est. $4,497buyer credit when you buy with SODL

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About this home

Welcome to this charming split-level home featuring 4 bedrooms and 2 bathrooms, situated on a corner lot in Elbow Lake. The upper level features your main living area with 3 bedrooms and bathroom while the lower level has a large family room, large bedroom, bathroom and laundry. The lower level bathroom has been completely remodeled, including a custom walk-in tile shower. The home offers a bright and airy feel throughout both levels. Numerous updates have been completed over the years, including the most recent - new flooring, trim, and interior doors. Other updates include new front door, appliances, gutters, furnace, and trees. An attached 2-stall garage is perfect for MN winters and extra storage. A well cared for home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1970

LevelsSplit Entry (Bi-Level)

Living area2,496 sqft

Above-grade finished1,248 sqft

Below-grade finished1,248 sqft

Lot size0.235 acres (65 x 162)

Days on market60

ListedApr 4, 2026

MLS #NST7049056

CountyGrant

SubdivisionImprovement Add To The Vlg/Elb

Parcel #190284000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Baseboard, Boiler, Dual Fuel/Off Peak, Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 28 x 29 · 752 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Deck, Patio
Exterior features: Steel Siding
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: Block · 2,496 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1970

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Propane
Electric: 100 Amp Service

Community & HOA

Subdivision: Improvement Add To The Vlg/Elb
HOA: No HOA
School district: 2342 - West Central Area
High school district: West Central Area

Financial & listing details

Annual tax: $3,382 (2025)
Listed: Apr 4, 2026
Days on market: 60 · 40 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementBlock, Finished, Full

HeatingBaseboard, Boiler, Dual Fuel/Off Peak, Forced Air

CoolingCentral Air

LaundryIn Basement, Electric Dryer Hookup, Laundry Room, Washer Hookup

AppliancesDishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningLiving/Dining Room

AmenitiesDeck, Kitchen Window, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area2,496 sqft

Patio/porchDeck, Patio

Lot featuresCorner Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size752 sqft

Financial details

Annual taxes$3,382

Tax year2025

Taxes w/ assessments3382

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2342 - West Central Area

District number2342

District phone3205282650

High schoolWest Central Area

SODL flat fee brokerage

$4,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,678/mo

Principal & interest$1,313

Property taxes$282

Home insurance (est.)$83

Down payment

$49,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.