Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,204 (2025).

What school district is this property in?

This property is in the 31 - Bemidji school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 96 days.

Listed at

$125,900

$148/sqft

Ridgways Sub

417 Central Avenue, Bemidji, MN, 56601

2 Bedrooms1 Bathroom848 Square Feet0.12 Acres

Days on market96

Year built1922

Garage spaces1

TypeResidential

Est. $777buyer credit when you buy with SODL

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About this home

Start your homeownership journey in this charming, move-in ready home in Bemidji. Perfect for a first-time buyer, this cozy property offers comfort, convenience, and the chance to finally have a place to call your own. Located near Northwest Technical College and just a short drive from Bemidji State University, the home is also within walking distance of beautiful Lake Bemidji — perfect for evening walks, weekend picnics, or enjoying Minnesota’s stunning seasons. Step inside and you’ll find a truly turn-key opportunity. Everything currently in the home is included in the sale, making it easy to settle in and start your next chapter right away. Outside, enjoy a nicely fenced yard ideal for pets, gardening, or relaxing summer evenings, plus a garage for extra storage and parking. This lovely smaller home is full of potential and warmth — just waiting for someone to move in, make memories, and call it home. Property is being sold As Is.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1922

LevelsOne

Living area848 sqft

Above-grade finished848 sqft

Below-grade finished0 sqft

Lot size0.12 acres (40X130)

Days on market96

ListedMar 12, 2026

MLS #NST7034893

CountyBeltrami

SubdivisionRidgways Sub

Parcel #800417100

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: None
Appliances: Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 480 sqft
Parking features: Detached Garage
Exterior features: Aluminum Siding
Lot size: 0.12 acres
Lot dimensions: 40X130

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 848 sqft
Year built: 1922

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Ridgways Sub
HOA: No HOA
School district: 31 - Bemidji
High school district: Bemidji

Financial & listing details

Annual tax: $1,204 (2025)
Listed: Mar 12, 2026
Days on market: 96 · 139 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementPartial

HeatingForced Air

CoolingNone

AppliancesDryer, Microwave, Range, Refrigerator, Washer

AccessibilityNone

Exterior & lot

ExteriorAluminum Siding

FoundationBlock

Foundation area848 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size480 sqft

Financial details

Annual taxes$1,204

Tax year2025

Taxes w/ assessments1204

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$777Estimated buyer credit

SODL platform fee $3,000Your buyer credit $777

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$804/mo

Principal & interest$662

Property taxes$100

Home insurance (est.)$42

Down payment

$25,180

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.