4161 Otter Lake Road
About this home
Opportunity awaits in this quality-built home, proudly owned and well-maintained by the same owners for over 56 years. Beautiful oak hardwood floors add warmth and character throughout the main level, reflecting the home's care and craftsmanship. The main level offers three bedrooms, a full bathroom, and an open, sun-filled living room. with abundant natural light. The lower level offers flexible living space with a split-family room layout, including a separate gaming or recreation area. Additional lower-level features include a cedar closet, a ¾ bathroom with a tiled walk-in shower, and a spacious laundry and storage area that offers excellent functionality. The exterior is designed for low-maintenance living with vinyl siding, aluminum soffits and fascia, and gutters. Enjoy the close proximity to downtown White Bear Lake, nearby nature preserves, easy freeway access, and the convenience of everyday shopping, dining, and amenities, all just minutes away. Bring your personal style and updates to make this home your own.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 1 space · 22x19 · 418 sqft
- Parking features
- Detached Garage, Asphalt
- Patio & porch
- Patio
- Pool
- None
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block
- Foundation
- 1,108 sqft
- Roof
- Asphalt
- Year built
- 1966
Utilities
- Water
- Well
- Sewer
- Septic System Compliant - No
- Fuel
- Natural Gas
Community & HOA
- HOA
- No HOA
- School district
- White Bear Lake
Financial & listing details
- Annual tax
- $4,024 (2026)
- Listed
- Mar 12, 2026
- Days on market
- 5 · 12 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
4161 Otter Lake Road, Gem Lake, MN, 55110
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
