Does this property have an HOA?

Yes. The HOA fee is $325 per month.

What are the annual property taxes?

Annual property taxes are $2,288 (2026).

What school district is this property in?

This property is in the 719 - Prior Lake-Savage Area Schools school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 34 days.

Listed at

$294,900

$178/sqft

Cic 1037 Cates Street

4154 Cates Street, Prior Lake, MN, 55372

3 Bedrooms2 Bathrooms1,656 Square Feet0.02 Acres

Days on market34

Year built1997

Garage spaces2

HOA / month$325

TypeResidential

Est. $5,847buyer credit when you buy with SODL

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About this home

This beautifully updated 3-bedroom, 2-bath, three-level split offers a spacious, open floor plan with vaulted ceilings and a built-in entertainment center. Recent updates include fresh paint throughout, new carpet, a new refrigerator, microwave, plus a new shower. Enjoy the convenience of California Closets throughout and a large walk-through bath offering plenty of space and functionality. Best of all, this home is ideally located just 1.5 blocks from Prior Lake and Charlie’s on Prior, putting lake life, dining, and entertainment just steps from your door!

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Home facts

Property typeResidential

Property subtype(TH) Quad/4 Corners

Year built1997

LevelsThree Level Split

Living area1,656 sqft

Above-grade finished1,116 sqft

Below-grade finished540 sqft

Lot size0.02 acres (common)

Days on market34

ListedAug 26, 2026

MLS #NST7126993

CountyScott

SubdivisionCic 1037 Cates Street

Parcel #253320070

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Three Level Split
Garage: 2 spaces · 19x20 · 380 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Deck
Exterior features: Vinyl
Lot size: 0.02 acres

Construction

Property type: Residential
Property subtype: (TH) Quad/4 Corners
Foundation: Block · 1,050 sqft
Roof: Asphalt
Year built: 1997

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Cic 1037 Cates Street
HOA: $325/month
HOA name: Verde Property Management
HOA phone: 6128086600
HOA includes: Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Snow Removal
HOA amenities: Deck

Financial & listing details

Annual tax: $2,288 (2026)
Listed: Aug 26, 2026
Days on market: 34
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementCrawl Space, Daylight/Lookout Windows, Finished, Partial

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesDeck, Primary Bedroom Walk-In Closet, Natural Woodwork, Tile Floors, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBlock

Foundation area1,050 sqft

Patio/porchDeck

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size380 sqft

Financial details

Annual taxes$2,288

Tax year2026

Taxes w/ assessments2288

Assessment pendingNo

HOA fee$325

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District719 - Prior Lake-Savage Area Schools

District number719

District phone9522260000

High schoolPrior Lake-Savage Area Schools

SODL flat fee brokerage

$5,847Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,847

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,164/mo

Principal & interest$1,550

Property taxes$191

Home insurance (est.)$98

HOA fees$325

Down payment

$58,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.