Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $6,013 (2026).

What school district is this property in?

This property is in the 881 - Maple Lake school district.

Does this home have a garage?

Yes, this home has a 5-car garage.

How long has this property been on the market?

This property has been listed for 6 days.

Listed at

$540,900

$199/sqft

Ramsey Lake Heights

4140 Fillmore Avenue, Maple Lake, MN, 55358

4 Bedrooms2 Bathrooms2,718 Square Feet0.672 Acres

Days on market6

Year built1962

Garage spaces5

TypeResidential

Est. $13,227buyer credit when you buy with SODL

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About this home

This 4 bedroom, 2 bathroom home sits on the northwest side of Ramsey Lake. The home combines interior upgrades with outdoor amenities and a separate, 640 sq ft guest house with it's own 3/4 bath and bedroom. The main floor kitchen had been updated featuring granite countertops and stainless steel appliances. Wood burning fireplace in the living room along with spectacular lake views with the large picture windows. The finished basement adds flexible space for additional bedrooms, recreation, or rental income potential with a second kitchen. The deck overlooks Ramsey Lake, positioned to catch the sunrise over the water. Private boat house storage and lake front guest house! Plenty of storage space in the 26x48 garage including a 12x10 overhead garage door. Some photos have been virtually staged. 170 feet of lakeshore!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1962

LevelsOne

Living area2,718 sqft

Above-grade finished1,454 sqft

Below-grade finished1,264 sqft

Lot size0.672 acres (.67 acres)

Days on market6

ListedSep 21, 2026

MLS #NST7148285

CountyWright

SubdivisionRamsey Lake Heights

Parcel #210024000130

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Baseboard, Boiler, Ductless Mini-Split, Hot Water
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 5 spaces · 26x48 · 1,248 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener
Patio & porch: Deck, Front Porch
Exterior features: Stone, Metal
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,344 sqft
Roof: Metal
Year built: 1962

Utilities

Water: 4-Inch Submersible, Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Electric, Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Ramsey Lake Heights
HOA: No HOA
School district: 881 - Maple Lake
High school district: Maple Lake

Financial & listing details

Annual tax: $6,013 (2026)
Tax with assessments: 6108
Listed: Sep 21, 2026
Days on market: 6 · 52 cumulative
Lender owned: Yes
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Finished, Storage Space, Walkout

HeatingBaseboard, Boiler, Ductless Mini-Split, Hot Water

CoolingDuctless Mini-Split

Fireplaces1

LaundryGas Dryer Hookup, Lower Level, In Unit, Washer Hookup

AppliancesDishwasher, Gas Water Heater, Microwave, Range, Stainless Steel Appliances

DiningBreakfast Area, Eat In Kitchen, Separate/Formal Dining Room

AmenitiesBalcony, Ceiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, 4 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Metal

RoofMetal

FoundationBlock

Foundation area1,344 sqft

Patio/porchDeck, Front Porch

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageNo Outlet/Dead End, Township

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water source4-Inch Submersible, Private, Well

SewerPrivate Sewer, Septic System Compliant - Yes

FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener

Garage spaces5

Garage size1,248 sqft

Financial details

Annual taxes$6,013

Tax year2026

Taxes w/ assessments6108

Assessment pendingUnknown

Down payment resourceYes

Lender ownedYes

Short saleNo

ForeclosureNo

Schools

District881 - Maple Lake

District number881

District phone3209633171

High schoolMaple Lake

SODL flat fee brokerage

$13,227Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,227

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,524/mo

Principal & interest$2,843

Property taxes$501

Home insurance (est.)$180

Down payment

$108,180

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.