Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,625 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 244 days.

Listed at

$180,000

$163/sqft

Cutlers 1st Add

412 W Summit Avenue, Fergus Falls, MN, 56537

3 Bedrooms2 Bathrooms1,102 Square Feet5760 Acres

Days on market244

Year built1929

Garage spaces2

TypeResidential

Est. $2,400buyer credit when you buy with SODL

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About this home

Well-maintained and updated 3-bedroom, 2-bath home in the heart of Fergus Falls. Great location and so close to shopping, grocery, coffee shops, and the park. Features include real hardwood floors, a formal dining room with built-ins, newer windows, natural gas, central air, and an oversized deep attached 2-stall garage with work bench. Relax in the 3-season sunroom or enjoy the fenced, cozy yard. Move-in ready with washer and dryer included.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1929

LevelsOne and One Half

Living area1,102 sqft

Above-grade finished1,060 sqft

Below-grade finished42 sqft

Lot size5760 acres (60 x 96)

Days on market244

ListedJan 27, 2026

MLS #NST7008514

CountyOtter Tail

SubdivisionCutlers 1st Add

Parcel #71003990517000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces
Parking features: Attached Garage
Fencing: Privacy, Wood
Lot size: 5760 Square Feet
Lot dimensions: 60 x 96

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 960 sqft
Year built: 1929

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Cutlers 1st Add
HOA: No HOA
School district: Fergus Falls

Financial & listing details

Annual tax: $1,625 (2025)
Tax with assessments: 1710
Listed: Jan 27, 2026
Days on market: 244 · 4 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space, Full, Partially Finished

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Laundry Room

AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AccessibilityNone

Exterior & lot

Foundation area960 sqft

Road responsibilityPrivate Maintained Road, Public Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Financial details

Annual taxes$1,625

Tax year2025

Taxes w/ assessments1710

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1944

District phone2189980544

High schoolFergus Falls

SODL flat fee brokerage

$2,400Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,400

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,141/mo

Principal & interest$946

Property taxes$135

Home insurance (est.)$60

Down payment

$36,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.