Does this property have an HOA?

Yes. The HOA fee is $115 per month.

What are the annual property taxes?

Annual property taxes are $3,856 (2026).

What school district is this property in?

This property is in the 750 - Rocori school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 4 days.

Listed at

$350,000

$239/sqft

North Pointe Four

412 15th Street, Cold Spring, MN, 56320

2 Bedrooms2 Bathrooms1,462 Square Feet0.183 Acres

Days on market4

Year built2005

Garage spaces2

HOA / month$115

TypeResidential

Est. $7,500buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Looking for your ideal single-level home? This charming home is sure to impress. Located in the idyllic North Pointe neighborhood of Cold Spring, this 2 bedroom, 2 bathroom home features a thoughtful layout with zero interior or exterior steps for accessible living. You'll find heated floors throughout, vaulted ceilings, a gas fireplace and a convenient main floor laundry room with ample storage. The primary bedroom includes a generous walk in closet and an ensuite bathroom. Outside you'll find mature trees, green space and a back patio ready for hosting. Enjoy peace of mind as the HOA maintains lawn care, snow removal and the in ground irrigation system. Complete with a finished 2 car garage, this home is ready for you!

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built2005

LevelsOne

Living area1,462 sqft

Above-grade finished1,462 sqft

Below-grade finished0 sqft

Lot size0.183 acres (61x128x64x137)

Days on market4

ListedSep 23, 2026

MLS #NST7143604

CountyStearns

SubdivisionNorth Pointe Four

Parcel #48296860390

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 28x21 · 581 sqft
Parking features: Attached Garage
Patio & porch: Patio
Exterior features: Stone, Steel Siding
Lot size: 0.183 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,462 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2005

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 150 Amp Service

Community & HOA

Subdivision: North Pointe Four
HOA: $115/month
HOA name: North Pointe 4
HOA phone: 3202937725
HOA includes: Lawn Care, Maintenance Grounds, Snow Removal
School district: 750 - Rocori

Financial & listing details

Annual tax: $3,856 (2026)
Listed: Sep 23, 2026
Days on market: 4
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AmenitiesPrimary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s)

AccessibilityNo Stairs External, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Steel Siding

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area1,462 sqft

Patio/porchPatio

Lot featuresTree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size581 sqft

Financial details

Annual taxes$3,856

Tax year2026

Taxes w/ assessments3856

Assessment pendingNo

HOA fee$115

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District750 - Rocori

District number750

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$7,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,392/mo

Principal & interest$1,839

Property taxes$321

Home insurance (est.)$117

HOA fees$115

Down payment

$70,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

412 15th Street, Cold Spring, MN, 56320

Street View

Listing information

MLS #NST7143604

StatusActive

Last updatedSep 25, 2026, 8:30 PM

Originally listedSep 25, 2026, 12:00 AM

Listing officeCompass

Co-listing officeCompass

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.