Listed at
$359,900
$176/sqft

Richland Acres, Ramsey Co, , Mi

4107 White Bear Avenue, White Bear Lake, MN, 55110
4  Bedrooms2  Bathrooms2,040  Square Feet0.482  Acres
Days on market361
Year built1956
Garage spaces1
TypeResidential
Est. $7,797buyer credit when you buy with SODL
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About this home

This 4-bedroom, 2-bath home on a rare half-acre double lot just got even more appealing with a fresh price reduction! Step inside to find bright, open living spaces, beautiful hardwood floors, and a remodeled galley-style kitchen with modern updates. Downstairs, the large finished basement is a true highlight — perfect for a home theater, workout space, game room, or guest area. There’s plenty of room to spread out and make it your own. Outside, you’ll love the huge backyard and spacious deck, ideal for barbecues, bonfires, and backyard games. The setting offers a rare combination of privacy and convenience, all within minutes of downtown White Bear Lake’s shops, restaurants, and cafes, as well as multiple nearby lakes for boating, fishing, or a quick lakeside stroll — including White Bear, Bald Eagle, and Goose Lake. With a new roof, carpet, garage door, front door, laundry room, and paint (all in 2025) plus a remodeled kitchen (2016) and newer flooring (2018), this home blends move-in-ready comfort with unbeatable value. Don’t miss your chance to own this well-cared-for home in one of the area’s most desirable lake communities — schedule your showing today before it’s gone!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1956
LevelsOne
Living area2,040 sqft
Above-grade finished1,150 sqft
Below-grade finished890 sqft
Lot size0.482 acres (60 x 350)
Days on market361
ListedOct 2, 2025
MLS #NST6798613
CountyRamsey
SubdivisionRichland Acres, Ramsey Co, , Mi
Parcel #233022340024

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
1 space · 240 sqft
Parking features
Attached Garage, Concrete
Patio & porch
Deck
Pool
None
Fencing
Partial

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,105 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1956

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Richland Acres, Ramsey Co, , Mi
HOA
No HOA
School district
White Bear Lake

Financial & listing details

Annual tax
$3,821.08 (2025)
Listed
Oct 2, 2025
Days on market
361 · 18 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryIn Basement, Laundry Room
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Informal Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,105 sqft
Patio/porchDeck
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Medium
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces1
Garage size240 sqft

Financial details

Annual taxes$3,821.08
Tax year2025
Taxes w/ assessments3821.08
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2099
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$7,797Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,797

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,330/mo
Principal & interest$1,891
Property taxes$318
Home insurance (est.)$120
%
$71,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4107 White Bear Avenue, White Bear Lake, MN, 55110

Listing information

MLS #NST6798613
StatusActive
Last updatedDec 31, 2025, 12:53 AM
Originally listedOct 3, 2025, 12:00 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.