Listed at
$189,900
$149/sqft

40990 Diamond Lake Street

40990 Diamond Lake Street, Aitkin, MN, 56431
3  Bedrooms2  Bathrooms1,274  Square Feet0.957  Acres
Days on market35
Year built1974
ParkingGravel
TypeResidential
Est. $2,697buyer credit when you buy with SODL
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About this home

Experience the best of lakes-area living with this private retreat, where natural beauty, comfort, and thoughtful updates come together in a setting designed for relaxation. Tucked among the trees with peaceful lake views from the expansive covered deck, this property offers an inviting escape just minutes from Aitkin and close to numerous area lakes, snowmobile trails, and ATV routes. The open-concept living, dining, and kitchen area creates a warm, welcoming flow, anchored by a wood-burning fireplace and enhanced by stylish updates throughout. With three bedrooms, a den/flex room, and two baths, the home offers space for everyday living, weekend guests, or a refined Northwoods getaway. Recent improvements include new windows, appliances, an updated bathroom with soaker tub, kitchen countertops, kitchen sink with reverse osmosis, 2023 water softener and water heater, new vinyl plank flooring, light fixtures, ceiling fan, fresh paint, and more. Outdoor living shines with an updated large covered deck, patio area, and fire pit—perfect for quiet mornings, evening gatherings, and taking in the serenity of the surrounding landscape. MLEC fiber optic internet is available, adding modern convenience to this peaceful lakes-area setting. Coop is not included, storage container is negotiable.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1974
LevelsOne and One Half
Living area1,274 sqft
Above-grade finished1,274 sqft
Below-grade finished0 sqft
Lot size0.957 acres (170x172x123x21x75x282)
Days on market35
ListedAug 5, 2026
MLS #NST7120082
CountyAitkin
Parcel #070047803

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air, Wood Stove
Cooling
Window Unit(s)
Appliances
Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Water Osmosis System, Iron Filter, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Parking features
Gravel, Open
Patio & porch
Covered, Deck
Exterior features
Wood
Pool
None
Other structures
Other, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Pillar/Post/Pier · 728 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1974

Utilities

Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
8001 - Aitkin
High school district
Aitkin

Financial & listing details

Annual tax
$328 (2026)
Listed
Aug 5, 2026
Days on market
35 · 37 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementCrawl Space
HeatingForced Air, Wood Stove
CoolingWindow Unit(s)
Fireplaces1
LaundryElectric Dryer Hookup, Main Level, Washer Hookup
AppliancesDishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Water Osmosis System, Iron Filter, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningLiving/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Main Floor Primary Bedroom, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorWood
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationPillar/Post/Pier
Foundation area728 sqft
Patio/porchCovered, Deck
Lot featuresTree Coverage - Medium, Underground Utilities
Road frontageTownship, Unpaved Streets
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field
FuelPropane

Parking & garage

ParkingGravel, Open
Garage spaces0

Financial details

Annual taxes$328
Tax year2026
Taxes w/ assessments328
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District8001 - Aitkin
District number8001
District phone2189272115
High schoolAitkin
SODL flat fee brokerage
$2,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,089/mo
Principal & interest$998
Property taxes$27
Home insurance (est.)$63
%
$37,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40990 Diamond Lake Street, Aitkin, MN, 56431

Listing information

MLS #NST7120082
StatusClosed
Last updatedSep 11, 2026, 9:55 PM
Originally listedAug 6, 2026, 4:25 PM
Listing officeWoods & Shores Real Estate, Inc.
Co-listing officeWoods & Shores Real Estate, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.