Listed at
$320,000
$205/sqft

City Lts Of Watertown

409 Westminster Avenue, Watertown, MN, 55388
3  Bedrooms2  Bathrooms1,559  Square Feet0.23  Acres
Days on market11
Year built1958
Garage spaces1
TypeResidential
Est. $6,600buyer credit when you buy with SODL
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About this home

Welcome to this charming and beautifully updated 3-bedroom, 2-bathroom home in a quiet Watertown neighborhood, conveniently located within walking distance of downtown and nearby parks, including Highland Park! The spacious front living room features abundant natural light, carpeting, a shiplap accent wall, and wall-mounted organization. The updated eat-in kitchen offers stylish custom cabinetry with soft-close doors and drawers, luxury plank flooring, and an inviting open layout. Two bedrooms and an updated full bathroom complete the main level, including a versatile second bedroom with a built-in Murphy bed and surrounding shelving. Walkout access leads to the fully fenced backyard with two concrete patios, one with a covered overhang and another with a privacy wall, plus a 12x10 storage shed and a sandbox that could easily be converted into a garden bed. The oversized heated 1-stall garage includes a workbench and additional storage space. The lower level offers a spacious family room/recreation area, third bedroom with egress window, beautifully remodeled ¾ bathroom, and a 10x6 unfinished storage room with shelving. Numerous updates include windows and doors (2016–2020), concrete driveway (2016), concrete patio (2019), roof (2019), siding, kitchen and flooring (2020), updated bedrooms (2016–2023), bathrooms (2026), and furnace (2026). Move-in ready and close to downtown, parks, and everyday amenities!

View this property at

Date
Sep 20, 2026
Time
5pm – 7pm
Address
409 Westminster Avenue, Watertown, MN, 55388

Listed By: eXp Realty • NST7138580 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1958
LevelsOne
Living area1,559 sqft
Above-grade finished896 sqft
Below-grade finished663 sqft
Lot size0.23 acres (66 X 156 X 66 X 156)
Days on market11
ListedSep 4, 2026
MLS #NST7138580
CountyCarver
SubdivisionCity Lts Of Watertown
Parcel #850500890

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
1 space · 24x16 · 384 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Heated Garage
Patio & porch
Covered, Patio
Exterior features
Engineered Wood
Fencing
Full

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 896 sqft
Roof
Age 8 Years or Less
Year built
1958

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
City Lts Of Watertown
HOA
No HOA
School district
111 - Watertown-Mayer
High school district
Watertown-Mayer

Financial & listing details

Annual tax
$2,562 (2026)
Listed
Sep 4, 2026
Days on market
11
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Storage Space, Sump Pump
HeatingForced Air
CoolingCentral Air
LaundryLower Level, Sink
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningEat In Kitchen
AmenitiesKitchen Window, Main Floor Primary Bedroom, Patio
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorEngineered Wood
RoofAge 8 Years or Less
FoundationBlock
Foundation area896 sqft
Patio/porchCovered, Patio
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Heated Garage
Garage spaces1
Garage size384 sqft

Financial details

Annual taxes$2,562
Tax year2026
Taxes w/ assessments2562
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District111 - Watertown-Mayer
District number111
District phone9529550480
High schoolWatertown-Mayer
SODL flat fee brokerage
$6,600Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,600

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,002/mo
Principal & interest$1,682
Property taxes$214
Home insurance (est.)$107
%
$64,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

409 Westminster Avenue, Watertown, MN, 55388

Listing information

MLS #NST7138580
StatusActive
Last updatedSep 18, 2026, 1:56 PM
Originally listedSep 17, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.