Pending
$289,000
$157/sqft

409 Olmstead Street

409 Olmstead Street, Winona, MN, 55987
3  Bedrooms4  Bathrooms1,835  Square Feet0.1  Acres
Days on market4
Year built1980
Garage spaces1
TypeResidential
Est. $5,670buyer credit when you buy with SODL

About this home

A rare find in the heart of Winona! Built in 1980, this spacious home stands out among the surrounding historic homes and offers 3–4 bedrooms and 4 bathrooms. The main level features a welcoming living room, spacious kitchen with newer stainless-steel appliances and a large pantry, half bath, and a versatile den that could easily serve as a fourth bedroom or home office. Upstairs, you’ll find three generously sized bedrooms with exceptionally deep walk-in closets. The Jack-and-Jill style bathroom offers private vanity and toilet areas on each side with a shared tub/shower in between, providing both privacy and convenience. Step outside to a beautifully established yard featuring raspberries, blueberries, strawberries, colorful peonies, mint, and a garden area. A patio with gazebo provides a wonderful spot to relax or entertain, while a storage shed offers additional outdoor storage. With an attached one-car garage, abundant storage, a flexible floor plan, and a location in the heart of Winona, this truly is a unique property!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1980
LevelsOne and One Half
Living area1,835 sqft
Above-grade finished1,835 sqft
Below-grade finished0 sqft
Lot size0.1 acres (60x75)
Days on market4
ListedAug 20, 2026
MLS #NST7130630
CountyWinona
Parcel #320009080

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
1 full / 1 3/4 / 2 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Freezer, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Rented

Property

Levels / stories
One and One Half
Garage
1 space · 24x14 · 336 sqft
Parking features
Attached Garage, Concrete
Patio & porch
Covered, Patio
Exterior features
Metal
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Poured Concrete · 770 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1980

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
861 - Winona Area Public Schools
High school district
Winona Area Public Schools

Financial & listing details

Annual tax
$2,936 (2026)
Listed
Aug 20, 2026
Days on market
4
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths1
Half baths2
1/4 baths0
BasementUnfinished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDishwasher, Dryer, Exhaust Fan, Freezer, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Rented
DiningInformal Dining Room
AmenitiesKitchen Window, Primary Bedroom Walk-In Closet, Patio, Washer/Dryer Hookup, Walk-In Closet
AccessibilityGrab Bars In Bathroom
Special features3 BR on One Level

Exterior & lot

ExteriorMetal
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area770 sqft
Patio/porchCovered, Patio
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces1
Garage size336 sqft

Financial details

Annual taxes$2,936
Tax year2026
Taxes w/ assessments2936
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District861 - Winona Area Public Schools
District number861
District phone5074940861
High schoolWinona Area Public Schools
SODL flat fee brokerage
$5,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,860/mo
Principal & interest$1,519
Property taxes$245
Home insurance (est.)$96
%
$57,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

409 Olmstead Street, Winona, MN, 55987

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Listing information

MLS #NST7130630
StatusPending
Last updatedAug 24, 2026, 8:30 PM
Originally listedAug 20, 2026, 10:18 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.