Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,166 (2026).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 2 days.

Pending

$289,000

$181/sqft

Northridge One

408 4th Street N, Montrose, MN, 55363

2 Bedrooms2 Bathrooms1,594 Square Feet0.235 Acres

Days on market2

Year built2002

Garage spaces3

TypeResidential

Est. $5,670buyer credit when you buy with SODL

About this home

Welcome Home! This warm and inviting 2 bedroom 1 1/4 bath split entry home offers comfort, value and room to grow - all tucked away on a quiet street just minutes from parks, recreation and local shops. Step inside and you'll immediately appreciate the many recent updates that make this home feel fresh and move-in ready. Natural light fills the main living spaces, creating a bright and welcoming atmosphere perfect for both every day living and hosting friends and family. The layout is practical and comfortable, with 2 well sized bedrooms both featuring walk in closets, and a thoughtfully updated main bath designed for convenience. The kitchen and dining area flow seamlessly to the deck, making indoor-outdoor living easy and enjoyable. Whether you're grilling on a summer evening, enjoying your morning coffee, or gathering with friends, the deck overlooks a fully fenced back yard that offers privacy and space to relax, garden, or let kids or pets play freely. Downstairs, the partially finished lower level offers exciting potential. With spaces already framed and partially completed, you can easily finish the third bedroom and remainder of the bathroom to create instant equity. The opportunity is here to customize the space to fit your needs - all at a price that makes sense. It's the perfect blend of comfort, flexibility and future potential. If you've been looking for an affordable home with updates already done and room to grow, this is one you won't want to miss! Schedule a showing today and imagine the possibilities!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2002

LevelsSplit Entry (Bi-Level)

Living area1,594 sqft

Above-grade finished1,088 sqft

Below-grade finished506 sqft

Lot size0.235 acres (76x135)

Days on market2

ListedFeb 26, 2026

MLS #NST7027456

CountyWright

SubdivisionNorthridge One

Parcel #112029001050

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 27x22 · 594 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Deck
Pool: None
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block
Foundation: 1,053 sqft
Roof: Age 8 Years or Less
Year built: 2002

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Northridge One
HOA: No HOA
School district: Buffalo-Hanover-Montrose

Financial & listing details

Annual tax: $3,166 (2026)
Tax with assessments: 3128
Listed: Feb 26, 2026
Days on market: 2
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementBlock, Daylight/Lookout Windows, Partially Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less

Foundation area1,053 sqft

Patio/porchDeck

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size594 sqft

Financial details

Annual taxes$3,166

Tax year2026

Taxes w/ assessments3128

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2311

District phone7636828707

High schoolBuffalo-Hanover-Montrose

SODL flat fee brokerage

$5,670Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,670

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,879/mo

Principal & interest$1,519

Property taxes$264

Home insurance (est.)$96

Down payment

$57,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.