Listed at
$449,900
$433/sqft

40699 Mary Lake Road

40699 Mary Lake Road, Emily, MN, 56447
1  Bedrooms2  Bathrooms1,040  Square Feet0.89  Acres
Days on market141
Year built1989
ParkingGravel
TypeResidential
Est. $10,497buyer credit when you buy with SODL
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About this home

Enjoy Lake Mary now—with room to grow in the future! This charming year-round lake cabin offers approximately 200 feet of frontage, a level approach to the water, hard/sand lake bottom and a peaceful setting on nearly an acre. The 1,040 SF cabin features a spacious upper-level bedroom, additional loft area, two bathrooms, central air, a compliant septic system and a newer roof—an inviting and manageable Northwoods retreat ready to enjoy this summer. What makes this property especially unique is the flexibility of the larger lot. Enjoy the existing cabin as-is, add a garage with guest or bunk space, or explore the potential for a future new cabin while continuing to use the existing improvements, subject to applicable approvals. Located near excellent fishing, golf, ATV and snowmobile trails, the Cuyuna Lakes mountain bike trail system, wildlife areas and numerous dining options throughout the Emily and Outing area. A rare opportunity to get on the lake today with options for tomorrow. Some photos virtually staged.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1989
LevelsTwo
Living area1,040 sqft
Above-grade finished1,040 sqft
Below-grade finished0 sqft
Lot size0.89 acres (irregular)
Days on market141
ListedMay 4, 2026
MLS #NST7035712
CountyCrow Wing
Parcel #74300521

Facts & features

Interior

Bedrooms
1
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dryer, Microwave, Refrigerator, Washer

Property

Levels / stories
Two
Parking features
Gravel
Patio & porch
Deck
Exterior features
Wood
Fencing
Chain Link
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 488 sqft
Roof
Age 8 Years or Less
Year built
1989

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Propane

Community & HOA

HOA
No HOA
School district
182 - Crosby-Ironton
High school district
Crosby-Ironton

Financial & listing details

Annual tax
$1,552 (2025)
Listed
May 4, 2026
Days on market
141 · 88 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesCooktop, Dryer, Microwave, Refrigerator, Washer
AmenitiesDeck, Dock, Kitchen Window
AccessibilityNone

Exterior & lot

ExteriorWood
RoofAge 8 Years or Less
FoundationBlock
Foundation area488 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelPropane

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$1,552
Tax year2025
Taxes w/ assessments1552
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District182 - Crosby-Ironton
District number182
District phone2185458801
High schoolCrosby-Ironton
SODL flat fee brokerage
$10,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,644/mo
Principal & interest$2,364
Property taxes$129
Home insurance (est.)$150
%
$89,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40699 Mary Lake Road, Emily, MN, 56447

Listing information

MLS #NST7035712
StatusActive
Last updatedSep 10, 2026, 4:31 PM
Originally listedMay 10, 2026, 7:00 AM
Listing officeCompass

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.