
40640 County Road 128
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About this home
Beautiful Home on Over 17 Acres with 855 feet of Lakeshore on Steven’s Lake Nestled among the trees and sitting gracefully along the water’s edge, this spacious home offers privacy, lake views, and room to roam on just over 17 acres. With four bedrooms plus a versatile bonus room, the layout provides comfort and flexibility for today’s lifestyle. The main floor is thoughtfully designed. Here you’ll find a fabulous kitchen with breakfast bar, an eat-in dining area, and a formal dining space perfect for entertaining. The primary suite is a true retreat, featuring two walk-in closets, a jetted tub, separate shower, and dual sinks. Two additional bedrooms, a full bath, main floor laundry, and direct access to the attached 3-stall insulated and heated garage complete this level. The walkout lower level expands the living space with a large family room, a recreation room, and an additional bedroom. A fifth non-egress room offers endless possibilities as a home office, gym, or craft space. An adorable reading nook under the stairs adds charm, while a full bathroom and oversized utility room provide both convenience and functionality. Step outside to enjoy all that this property has to offer. A 40x60 pole barn with a concrete slab is ideal for storing all your toys and equipment. A Generac generator ensures peace of mind, while the expansive yard and direct lakeshore invite outdoor fun, from duck hunting, kayaking or to simply enjoy the views and wildlife. This home is not only beautiful, but also efficient. With geothermal heating and cooling, and off-peak water heater. If you’ve been searching for a property that combines privacy, lakeshore living, abundant storage, and a well-planned floor plan, look no further.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Bath breakdown
- 3 full / 1 half
- Heating
- Forced Air, Geothermal, In-Floor Heating
- Cooling
- Geothermal
- Appliances
- Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Stainless Steel Appliances, Tankless Water Heater, Wall Oven
Property
- Levels / stories
- Two
- Garage
- 5 spaces · 34x35 · 1,200 sqft
- Parking features
- Attached Garage, Detached Garage, Insulated Garage
- Patio & porch
- Covered, Front Porch
- Other structures
- Chicken Coop/Barn, Pole Building
- View
- East
Construction
- Property type
- Residential
- Property subtype
- Single Family Residence
- Construction materials
- Concrete
- Foundation
- 2,092 sqft
- Roof
- Metal
- Year built
- 2006
Utilities
- Water
- Drilled
- Sewer
- Septic System Compliant - Yes
- Fuel
- Propane
- Electric
- 200+ Amp Service
Community & HOA
- HOA
- No HOA
- School district
- Deer River
Financial & listing details
- Annual tax
- $3,801 (2025)
- Tax with assessments
- 3882
- Listed
- Sep 30, 2025
- Days on market
- 363 · 144 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
40640 County Road 128, Deer River, MN, 56636
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
