Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,962 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 13 days.

Pending

$300,000

$313/sqft

Western Slopes

406 Terrace Drive, Roseville, MN, 55113

3 Bedrooms1 Bathroom960 Square Feet0.25 Acres

Days on market13

Year built1964

Garage spaces2

TypeResidential

Est. $6,000buyer credit when you buy with SODL

About this home

***MULTIPLE OFFERS RECEIVED. OFFER DEADLINE IS FRIDAY 12/12 BY 8:00PM***Wonderful opportunity for a partially updated home in Roseville near Lake Owasso. 3 bedrooms on the main level, 1 full bath and 2 car attached garage. Several recent improvements include interior paint, several light fixtures, carpet and wood flooring and updated main level bath. We believe furnace and A/C were new in 2020. 22 x 22 attached garage. 200 amp electric panel. Roof replaced in 2018 per permit history. Full unfinished basement to finish for quick equity. All appliances have been removed. Don't let this opportunity pass you by.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1964

LevelsOne

Living area960 sqft

Above-grade finished960 sqft

Below-grade finished0 sqft

Lot size0.25 acres (86 x 128)

Days on market13

ListedDec 8, 2025

MLS #NST6825195

CountyRamsey

SubdivisionWestern Slopes

Parcel #012923310042

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup

Property

Levels / stories: One
Garage: 2 spaces · 484 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Lot size: 0.25 acres
Lot dimensions: 86 x 128
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 960 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1964

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Western Slopes
HOA: No HOA
School district: Roseville

Financial & listing details

Annual tax: $4,962 (2025)
Listed: Dec 8, 2025
Days on market: 13
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Full, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

DiningEat In Kitchen

AmenitiesHardwood Floors, Kitchen Window

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched

Foundation area960 sqft

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces2

Garage size484 sqft

Financial details

Annual taxes$4,962

Tax year2025

Taxes w/ assessments4962

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2096

District phone6516351600

High schoolRoseville

SODL flat fee brokerage

$6,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,090/mo

Principal & interest$1,577

Property taxes$414

Home insurance (est.)$100

Down payment

$60,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.