Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,965 (2025).

What school district is this property in?

This property is in the 94 - Cloquet school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 43 days.

Listed at

$169,900

$154/sqft

Cloquet

406 North Road, Cloquet, MN, 55720

3 Bedrooms3 Bathrooms1,104 Square Feet0.306 Acres

Days on market43

Year built1945

Garage spaces1

TypeResidential

Est. $2,097buyer credit when you buy with SODL

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About this home

Affordable 3 bedroom, 3 bath, Bungalow close to amenities such as hospital, elementary school, convenience store & restaurants? Features of this home include hardwood floors, main floor laundry, and a basement sauna. Outside you'll find a raised garden bed, a patio, mature cedar trees for privacy, and a lien-to for extra outdoor storage. At this price there are a few updates needing to be done such as electrical panel, roof, and exterior painting. Being sold "As-Is". Don't let this one pass you by! An offer deadline has been set for 5/20/26 5pm.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1945

LevelsTwo

Living area1,104 sqft

Above-grade finished1,104 sqft

Below-grade finished0 sqft

Lot size0.306 acres (66x200)

Days on market43

ListedMar 17, 2026

MLS #NST7037774

CountyCarlton

SubdivisionCloquet

Parcel #060456920

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 3/4 / 2 half
Heating: Forced Air
Cooling: None
Appliances: Dryer, Electric Water Heater, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 1 space · 20x21 · 420 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Patio
Exterior features: Cedar
Lot size: 0.306 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: 8 ft+ Pour · 768 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1945

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Oil
Electric: Fuses

Community & HOA

Subdivision: Cloquet
HOA: No HOA
School district: 94 - Cloquet
High school district: Cloquet

Financial & listing details

Annual tax: $1,965 (2025)
Tax with assessments: 2012
Listed: Mar 17, 2026
Days on market: 43 · 11 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths0

3/4 baths1

Half baths2

1/4 baths0

BasementSump Pump

HeatingForced Air

CoolingNone

LaundryIn Hall, Laundry Closet

AppliancesDryer, Electric Water Heater, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AccessibilityNone

Exterior & lot

ExteriorCedar

RoofAge Over 8 Years, Asphalt

Foundation8 ft+ Pour

Foundation area768 sqft

Patio/porchPatio

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelOil

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces1

Garage size420 sqft

Financial details

Annual taxes$1,965

Tax year2025

Taxes w/ assessments2012

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District94 - Cloquet

District number94

District phone2188796721

High schoolCloquet

SODL flat fee brokerage

$2,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,113/mo

Principal & interest$893

Property taxes$164

Home insurance (est.)$57

Down payment

$33,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.