Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,244 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 18 days.

No photos available

Listed at

$169,900

$75/sqft

406 7th Avenue

406 7th Avenue, Saint Cloud, MN, 56301

4 Bedrooms2 Bathrooms2,256 Square Feet0.17 Acres

Days on market18

Year built1927

Garage spaces2

TypeResidential

Est. $2,097buyer credit when you buy with SODL

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About this home

Whether you are looking for a solid starter home to make your own or a proven addition to your investment portfolio, this property delivers! Featuring an active rental license and a strong leasing history (flexibly rented as a 4- or 5-bedroom), this home is perfectly positioned just a short distance from the SCSU campus. You will appreciate the major summer 2026 updates, including a professionally painted exterior, new kitchen flooring, new garage door, and almost entirely new windows throughout. Bring your ideas to the basement, a fantastic opportunity to build immediate sweat equity with a little TLC.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1927

LevelsTwo

Living area2,256 sqft

Above-grade finished1,968 sqft

Below-grade finished288 sqft

Lot size0.17 acres (55x132)

Days on market18

ListedSep 10, 2026

MLS #NST7142206

CountyStearns

Parcel #82521580000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Boiler
Cooling: Window Unit(s)
Appliances: Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator

Property

Levels / stories: Two
Garage: 2 spaces · 400 sqft
Parking features: Detached Garage
Exterior features: Wood
Lot size: 0.17 acres
Lot dimensions: 55x132

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Brick/Mortar · 984 sqft
Year built: 1927

Utilities

Water: City Water/Connected
Sewer: City Sewer - In Street
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,244 (2026)
Listed: Sep 10, 2026
Days on market: 18 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFull

HeatingBoiler

CoolingWindow Unit(s)

Fireplaces1

AppliancesDishwasher, Dryer, Gas Water Heater, Range, Refrigerator

AmenitiesCable, Ceiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Window, Natural Woodwork

AccessibilityNone

Exterior & lot

ExteriorWood

FoundationBrick/Mortar

Foundation area984 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$2,244

Tax year2026

Taxes w/ assessments2244

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$2,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,137/mo

Principal & interest$893

Property taxes$187

Home insurance (est.)$57

Down payment

$33,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.