Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,184 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 367 days.

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Listed at

$218,900

$177/sqft

Handschuh Add Unrec

406 5th Street, Montgomery, MN, 56069

3 Bedrooms1 Bathroom1,240 Square Feet0.17 Acres

Days on market367

Year built1946

Garage spaces1

TypeResidential

Est. $3,567buyer credit when you buy with SODL

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About this home

Welcome to a home filled with charm and character! With 2 bedrooms on the main level and a flexible lower-level den, this home offers comfort and versatility. Timeless details like arched entryways and beautiful woodwork bring a cozy, inviting feel, while the family room with its fireplace is the perfect spot to unwind. A dedicated dining room creates a warm setting for shared meals and special moments. Step outside to enjoy the privacy of your own backyard retreat. All of this in a wonderful location—close to parks, within walking distance to schools, and just a short stroll to the shops and restaurants of historic downtown Montgomery.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1946

LevelsOne

Living area1,240 sqft

Above-grade finished984 sqft

Below-grade finished256 sqft

Lot size0.17 acres (50x150)

Days on market367

ListedSep 19, 2025

MLS #NST6748250

CountyLe Sueur

SubdivisionHandschuh Add Unrec

Parcel #225200120

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 1 space · 10x20 · 200 sqft
Parking features: Detached, Concrete
Other structures: Storage Shed
Lot size: 0.17 acres
Lot dimensions: 50x150

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Cedar, Shake Siding, Wood Siding
Foundation: 984 sqft
Year built: 1946

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected

Community & HOA

Subdivision: Handschuh Add Unrec
HOA: No HOA
School district: Tri-City United

Financial & listing details

Annual tax: $2,184 (2025)
Tax with assessments: 2202.0000
Listed: Sep 19, 2025
Days on market: 367 · 66 cumulative

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drainage System, Full, Partially Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDryer, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

Foundation area984 sqft

Lot featuresSome Trees

Road frontageCity Street, Curbs, Paved Streets, Street Lights

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingDetached, Concrete

Garage spaces1

Garage size200 sqft

Financial details

Annual taxes$2,184

Tax year2025

Taxes w/ assessments2202.0000

Assessment pendingYes

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2905

District phone507-364-8100

High schoolTri-City United

SODL flat fee brokerage

$3,567Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,567

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,405/mo

Principal & interest$1,150

Property taxes$182

Home insurance (est.)$73

Down payment

$43,780

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.