City Moose Lake
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About this home
Exceptional mixed-use property offering rare versatility for the right buyer. The owner-built residence features a separate back entry, spacious living/dining room, large primary bedroom with walk-in closet, light and bright Ikea kitchen with ample storage, flexible office or guest room, cozy den, 3/4 bath with double sinks, additional walk-in closet and storage room, and single-car garage. The 1,200 sq ft commercial space on prime 4th Street includes large display window, two public entrances, office, 1/2 bath, checkout counter, shelving, display areas with humidor, and proven retail functionality. Live on-site while operating the business, rent the residential area for income, split the space into two independent businesses, or expand residential footprint—the architectural flexibility supports multiple visions. This property requires in-house financing or cash purchase; seller will not consider contract for deed. Ideal for entrepreneurs launching a retail business, owner-operators seeking live-work space, investors looking for multi-income potential, or small business owners needing affordable, turnkey commercial space with professional living quarters. A rare opportunity combining residential comfort with established commercial viability in a welcoming small-town setting.
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Home facts
Facts & features
Interior
- Bedrooms
- 1
- Bathrooms
- 2
- Bath breakdown
- 1 3/4 / 1 half
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
Property
- Levels / stories
- One
- Garage
- 1 space · 20 x 22 · 440 sqft
- Parking features
- Attached Garage, Electric
- Exterior features
- Brick Veneer, Vinyl
- Lot size
- 0.08 acres
- Lot dimensions
- 25 x 150
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Brick, Frame
- Foundation
- Slab · 2,728 sqft
- Roof
- Age 8 Years or Less, Asphalt, Metal
- Year built
- 1920
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- Circuit Breakers, Fuses
Community & HOA
- Subdivision
- City Moose Lake
- HOA
- No HOA
- School district
- 97 - Moose Lake
- High school district
- Moose Lake
Financial & listing details
- Annual tax
- $2,137 (2026)
- Tax with assessments
- 2310
- Listed
- Mar 4, 2026
- Days on market
- 146 · 113 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
406 4th Street, Moose Lake, MN, 55767
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
