Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $315 (2025).

What school district is this property in?

This property is in the 2142 - St. Louis County school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 125 days.

Listed at

$95,000

$83/sqft

Tower

406 N 2nd Street, Tower, MN, 55790

2 Bedrooms2 Bathrooms1,139 Square Feet0.17 Acres

Days on market125

Year built1930

Garage spaces1

TypeResidential

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Charming 2 bed, 2 bath home Near Beautiful Lake Vermilion. Nestled in a friendly small-town setting, this quaint home offers comfort, convenience, and a touch of Northwoods charm. Just minutes from the stunning shores of Lake Vermilion, you'll enjoy easy access to fishing, boating, and year-round recreation. Inside, the home features a warm, inviting layout perfect for everyday living or weekend getaways. A cozy front porch adds extra space to enjoy your morning coffee or unwind after a day outdoors. The kitchen has ample storage space with a large pantry and SS appliances. The property includes a detached 1-stall garage w/workshop. Ideally located close to shopping, dining, a local clinic, school & numerous hiking, biking, snowmobile, and ATV trails-not to mention several nearby state parks-this home is perfect for those who love small-town living with big outdoor opportunities. Don't miss this chance to own a slice of peaceful living near one of Minnesota's most sought after lakes!

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1930

LevelsOne and One Half

Living area1,139 sqft

Above-grade finished1,139 sqft

Below-grade finished0 sqft

Lot size0.17 acres (140x50)

Days on market125

ListedOct 1, 2025

MLS #NST6799189

CountySt. Louis

SubdivisionTower

Parcel #080001001630

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Baseboard
Cooling: None
Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 12x24 · 456 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Deck, Enclosed, Front Porch
Exterior features: Fiber Board
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 651 sqft
Roof: Asphalt
Year built: 1930

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric

Community & HOA

Subdivision: Tower
HOA: No HOA
School district: 2142 - St. Louis County
High school district: St. Louis County

Financial & listing details

Annual tax: $315 (2025)
Tax with assessments: 468
Listed: Oct 1, 2025
Days on market: 125 · 97 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard

CoolingNone

LaundryMain Level

AppliancesDishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningKitchen/Dining Room

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

ExteriorFiber Board

RoofAsphalt

FoundationBlock

Foundation area651 sqft

Patio/porchDeck, Enclosed, Front Porch

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces1

Garage size456 sqft

Financial details

Annual taxes$315

Tax year2025

Taxes w/ assessments468

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2142 - St. Louis County

District number2142

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $2,850Your buyer credit $0

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$557/mo

Principal & interest$499

Property taxes$26

Home insurance (est.)$32

Down payment

$19,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.