Listed at
$269,900
$151/sqft

Townsite Of Cold Spring

406 2nd Street, Cold Spring, MN, 56320
3  Bedrooms2  Bathrooms1,784  Square Feet0.125  Acres
Days on market55
Year built1957
Garage spaces1
TypeResidential
Est. $5,097buyer credit when you buy with SODL
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About this home

Updated and move-in ready 3-bedroom, 2-bath rambler in a convenient Cold Spring location within walking distance to parks and downtown amenities. The home features a fenced yard and updated interior finishes, including granite countertops, vinyl planking, shiplap accents, and refreshed cabinetry. The newly renovated lower level offers additional living space with a cozy fireplace, third bedroom, and fully updated bathroom. Dining area provides direct access to a patio with a covered pergola, creating a functional indoor-outdoor living space.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1957
LevelsOne
Living area1,784 sqft
Above-grade finished924 sqft
Below-grade finished860 sqft
Lot size0.125 acres (82x66)
Days on market55
ListedApr 22, 2026
MLS #NST7054989
CountyStearns
SubdivisionTownsite Of Cold Spring
Parcel #48297960000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
1 space · 22x14 · 308 sqft
Parking features
Attached Garage, Concrete, Insulated Garage
Patio & porch
Patio
Exterior features
Stone, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete, Frame
Foundation
Block · 924 sqft
Roof
Asphalt, Pitched
Year built
1957

Utilities

Water
City Water - In Street
Sewer
City Sewer - In Street
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Townsite Of Cold Spring
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$1,877 (2026)
Tax with assessments
2744
Listed
Apr 22, 2026
Days on market
55 · 8 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Finished, Full, Sump Pump
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesKitchen Window, Patio, Tile Floors
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorStone, Vinyl
RoofAsphalt, Pitched
FoundationBlock
Foundation area924 sqft
Patio/porchPatio
Lot featuresTree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street
SewerCity Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Insulated Garage
Garage spaces1
Garage size308 sqft

Financial details

Annual taxes$1,877
Tax year2026
Taxes w/ assessments2744
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$5,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,665/mo
Principal & interest$1,418
Property taxes$156
Home insurance (est.)$90
%
$53,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

406 2nd Street, Cold Spring, MN, 56320

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Listing information

MLS #NST7054989
StatusClosed
Last updatedJun 17, 2026, 4:57 PM
Originally listedApr 22, 2026, 7:15 PM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.