Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,822 (2025).

What school district is this property in?

This property is in the 8001 - Aitkin school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 70 days.

Listed at

$389,900

$298/sqft

40587 321st Lane

40587 321st Lane, Aitkin, MN, 56431

2 Bedrooms2 Bathrooms1,308 Square Feet1.7 Acres

Days on market70

Year built1994

Garage spaces3

TypeResidential

Est. $8,697buyer credit when you buy with SODL

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About this home

Amazing opportunity to be on Hanging Kettle Lake and Ripple River on 1.7 treed acres of land. This home has access to both. Two bedroom, one level year round home on level lot to lake, comes with dock and a BOAT HOUSE. All living facilities on one level. Two car detached and one car detached garages, beautifully landscaped, enjoy the end of summer this year. The entire interior has been freshly painted, including ceilings. Home has a wall of windows overlooking Hanging Kettle and an amazing view from the home and deck. Boat house currently used as a guest bedroom but the opportunities are endless. Priced for quick sale. Sellers will escrow for septic replacement

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1994

LevelsOne

Living area1,308 sqft

Above-grade finished1,308 sqft

Below-grade finished0 sqft

Lot size1.7 acres (136x397x158x503)

Days on market70

ListedAug 15, 2025

MLS #NST6773167

CountyAitkin

Parcel #070026209

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Baseboard, Boiler, Fireplace(s)
Cooling: Wall Unit(s)
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 896 sqft
Parking features: Detached Garage, Gravel, Multiple Garages
Patio & porch: Patio
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,308 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1994

Utilities

Water: Well
Sewer: Private Sewer, Septic System Compliant - No
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 8001 - Aitkin
High school district: Aitkin

Financial & listing details

Annual tax: $1,822 (2025)
Listed: Aug 15, 2025
Days on market: 70 · 39 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementCrawl Space

HeatingBaseboard, Boiler, Fireplace(s)

CoolingWall Unit(s)

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningEat In Kitchen, Informal Dining Room

AmenitiesCeiling Fan(s), Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Boat Slip, Vaulted Ceiling(s)

AccessibilityGrab Bars In Bathroom, No Stairs External, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,308 sqft

Patio/porchPatio

Lot featuresAccessible Shoreline, Tree Coverage - Heavy

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer, Septic System Compliant - No

FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Multiple Garages

Garage spaces3

Garage size896 sqft

Financial details

Annual taxes$1,822

Tax year2025

Taxes w/ assessments1822

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District8001 - Aitkin

District number8001

District phone2189272115

High schoolAitkin

SODL flat fee brokerage

$8,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,331/mo

Principal & interest$2,049

Property taxes$152

Home insurance (est.)$130

Down payment

$77,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.