Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $8,768 (2025).

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 221 days.

Listed at

$1,399,000

$395/sqft

4051 Clearwater Trail

4051 Clearwater Trail, Lonsdale, MN, 55046

4 Bedrooms4 Bathrooms3,540 Square Feet28 Acres

Days on market221

Year built2022

Garage spaces4

TypeResidential

Est. $38,970buyer credit when you buy with SODL

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About this home

Set on 28 acres, striking 2022 Custom Built slab-on-grade home where quality craftsmanship & detail meets everyday comfort. With LP SmartSide siding finished in Diamond Kote & Marvin Essential fiberglass windows, the exterior is built to last. Inside, rich knotty alder cabinets and doors add warmth and character, while the 16-foot vaulted ceiling in the main living area creates an impressive yet inviting space. Stunning kitchen featuring S.S. Appliances, granite countertops, under cabinet lighting, pantry & beverage cooler. Vaulted ceilings throughout, beautiful finishes. Spacious primary with built-ins, en-suite & custom wardrobe w/ drawers & hanging rack! 2024 finished bonus suite above garage features its own HVAC system. The main home also has its own HVAC, along with in-floor heat in both the house and garage. The garage is a standout feature, complete with a 50-amp RV plug, side apron, ceiling speakers, hot & cold softened water hose reel, & an oversized floor drain so you can wash vehicles right inside. Outbuilding is ready to be finished to fit your needs - 60’ x 88’ w/ 18’ sidewalls & (3) 14’ overhead doors, 200 amp electrical service. This is a breathtaking property you truly need to see in person to appreciate.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2022

LevelsOne

Living area3,540 sqft

Above-grade finished3,540 sqft

Below-grade finished0 sqft

Lot size28 acres (860x1300x880x1300)

Days on market221

ListedFeb 19, 2026

MLS #NST7023279

CountyRice

Parcel #0610325001

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 3 full / 1 half
Heating: Boiler, Forced Air, Fireplace(s), In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories: One
Garage: 4 spaces · 34 x 52 · 1,716 sqft
Parking features: Attached Garage, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking
Patio & porch: Front Porch, Patio
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block, Concrete, Frame
Foundation: 2,340 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2022

Utilities

Water: Private
Sewer: Mound Septic, Septic System Compliant - Yes
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: Northfield

Financial & listing details

Annual tax: $8,768 (2025)
Listed: Feb 19, 2026
Days on market: 221
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths3

3/4 baths0

Half baths1

1/4 baths0

BasementNone

HeatingBoiler, Forced Air, Fireplace(s), In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level, Sink

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, Panoramic View, Security System, Vaulted Ceiling(s), Wet Bar, Walk-In Closet

AccessibilityNo Stairs External, No Stairs Internal

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area2,340 sqft

Patio/porchFront Porch, Patio

Lot featuresTree Coverage - Light

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningAgriculture

Utilities

Water sourcePrivate

SewerMound Septic, Septic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking

Garage spaces4

Garage size1,716 sqft

Financial details

Annual taxes$8,768

Tax year2025

Taxes w/ assessments8768

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2151

District phone5076630629

High schoolNorthfield

SODL flat fee brokerage

$38,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $38,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$8,549/mo

Principal & interest$7,352

Property taxes$731

Home insurance (est.)$466

Down payment

$279,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.