Listed at
$329,900
$98/sqft

Virginia 2nd Add

405 7th Street, Virginia, MN, 55792
5  Bedrooms3  Bathrooms3,350  Square Feet0.137  Acres
Days on market357
Year built1901
ParkingGravel
TypeResidential
Est. $6,897buyer credit when you buy with SODL
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About this home

**Seller offering a 2/1 buydown through preferred lender — enjoy payments based on 3.99% the first year and 4.99% the second! Save thousands up front — making homeownership more affordable from day one.** SIGNIFICANT PRICE IMPROVEMENT by MOTIVATED SELLERS! This stunning 5-bedroom, 2 ¾-bath home perfectly blends modern comfort with timeless character. Completely renovated from top to bottom — new wiring, plumbing, insulation, smart thermostats, and in-floor heat throughout — every detail has been designed for efficiency and ease. Enjoy a gorgeous new kitchen with soft-close cabinetry, sleek countertops, and a walk-in pantry, plus spacious, light-filled living areas ideal for gatherings. Upstairs offers generous bedrooms and a versatile bonus space with a mini-kitchen. The walk-out basement adds even more flexibility with a fitness area, storage, and mechanical room. Outside, two covered porches and a low-maintenance yard make relaxing easy. Located just minutes from lakes, trails, and parks, this home delivers energy efficiency, space, and move-in-ready style!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1901
LevelsTwo
Living area3,350 sqft
Above-grade finished2,750 sqft
Below-grade finished600 sqft
Lot size0.137 acres (120x50)
Days on market357
ListedOct 6, 2025
MLS #NST6799631
CountySt. Louis
SubdivisionVirginia 2nd Add
Parcel #090003004450

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Boiler, Fireplace(s), Hot Water, In-Floor Heating
Cooling
Window Unit(s)
Appliances
Dishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories
Two
Parking features
Gravel, Open
Patio & porch
Front Porch, Porch
Fencing
None
Lot size
0.137 acres
Lot dimensions
120x50

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,361 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1901

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Virginia 2nd Add
HOA
No HOA
School district
Virginia

Financial & listing details

Annual tax
$1,378 (2024)
Listed
Oct 6, 2025
Days on market
357 · 286 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Full, Concrete, Partially Finished, Storage Space, Walkout
HeatingBoiler, Fireplace(s), Hot Water, In-Floor Heating
CoolingWindow Unit(s)
Fireplaces1
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
AppliancesDishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room, Living/Dining Room
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level, Main Floor Bedroom, Renovated

Exterior & lot

RoofAge Over 8 Years, Asphalt
Foundation area1,361 sqft
Patio/porchFront Porch, Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingGravel, Open
Garage spaces0

Financial details

Annual taxes$1,378
Tax year2024
Taxes w/ assessments1378
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2221
District phone2187423901
High schoolVirginia
SODL flat fee brokerage
$6,897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,959/mo
Principal & interest$1,734
Property taxes$115
Home insurance (est.)$110
%
$65,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

405 7th Street, Virginia, MN, 55792

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Listing information

MLS #NST6799631
StatusActive
Last updatedJan 6, 2026, 4:55 AM
Originally listedOct 6, 2025, 10:15 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.