Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,690 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 334 days.

Listed at

$240,000

$93/sqft

405 Elm Street

405 Elm Street, Henderson, MN, 56044

5 Bedrooms2 Bathrooms2,570 Square Feet0.179 Acres

Days on market334

Year built1976

Garage spaces2

TypeResidential

Est. $4,200buyer credit when you buy with SODL

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About this home

Welcome to 405 Elm Street in Henderson! This spacious 5-bedroom home offers 3 bedrooms on the main level and both living and family rooms-perfect for entertaining or relaxing. The lower level includes partially finished spaces ready for your personal touch, and the homeowner will leave all materials currently on hand to help you complete the work. Step outside to a fully fenced yar d with a walking path just behind the home, and enjoy being blocks from downtown Henderson and the Minnesota River. Don’t miss the chance to make this home your own and enjoy all that small-town living has to offer!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1976

LevelsOne

Living area2,570 sqft

Above-grade finished1,380 sqft

Below-grade finished1,190 sqft

Lot size0.179 acres (75 x 95)

Days on market334

ListedOct 29, 2025

MLS #NST6805648

CountySibley

Parcel #350061010

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 2 full
Heating: Hot Water, In-Floor Heating
Cooling: Wall Unit(s)
Appliances: Dishwasher, Freezer, Microwave, Range, Refrigerator, Wall Oven

Property

Levels / stories: One
Garage: 2 spaces · 20 x 22 · 440 sqft
Parking features: Detached Garage, Asphalt
Fencing: Full
Other structures: Storage Shed
Lot size: 0.179 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,380 sqft
Roof: Asphalt
Year built: 1976

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: LeSueur-Henderson

Financial & listing details

Annual tax: $2,690 (2025)
Tax with assessments: 2708
Listed: Oct 29, 2025
Days on market: 334 · 96 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Full, Partially Finished, Sump Pump

HeatingHot Water, In-Floor Heating

CoolingWall Unit(s)

LaundryLower Level

AppliancesDishwasher, Freezer, Microwave, Range, Refrigerator, Wall Oven

DiningBreakfast Bar, Informal Dining Room

AmenitiesKitchen Window, Main Floor Primary Bedroom, Natural Woodwork

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

RoofAsphalt

Foundation area1,380 sqft

Lot featuresTree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$2,690

Tax year2025

Taxes w/ assessments2708

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1136

District phone5076654600

High schoolLeSueur-Henderson

SODL flat fee brokerage

$4,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,565/mo

Principal & interest$1,261

Property taxes$224

Home insurance (est.)$80

Down payment

$48,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.