Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,074 (2026).

What school district is this property in?

This property is in the 544 - Fergus Falls school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 53 days.

Listed at

$239,900

$138/sqft

Finkle & Whites Add

405 W Channing Avenue, Fergus Falls, MN, 56537

3 Bedrooms2 Bathrooms1,734 Square Feet7500 Acres

Days on market53

Year built1970

Garage spaces2

TypeResidential

Est. $4,197buyer credit when you buy with SODL

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About this home

Welcome to this character home that has been tastefully updated to bring modern tastes with timeless charm. Key features of this home highlight the primary bedroom as well as laundry all on the main level. An expansive living and dining area bring a cozy vibe with an open floor plan. The kitchen has been freshened up and features a breakfast nook or secondary dining space. Upstairs you will find 2 additional large bedrooms and a full bath. The basement has prime storage or a blank slate for finishing and creating more day to day living space. With an attached 2 stall garage as well as a backyard patio and shed for storage you won't be lacking space for anything! Come check out this gem before it's gone!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1970

LevelsOne and One Half

Living area1,734 sqft

Above-grade finished1,734 sqft

Below-grade finished0 sqft

Lot size7500 acres (50 X 150)

Days on market53

ListedJul 31, 2026

MLS #NST7119255

CountyOtter Tail

SubdivisionFinkle & Whites Add

Parcel #71004990376000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 504 sqft
Parking features: Attached Garage
Patio & porch: Patio
Exterior features: Wood
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,020 sqft
Roof: Asphalt
Year built: 1970

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Finkle & Whites Add
HOA: No HOA
School district: 544 - Fergus Falls
High school district: Fergus Falls

Financial & listing details

Annual tax: $2,074 (2026)
Listed: Jul 31, 2026
Days on market: 53 · 24 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationBlock

Foundation area1,020 sqft

Patio/porchPatio

Lot featuresIrregular Lot

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size504 sqft

Financial details

Annual taxes$2,074

Tax year2026

Taxes w/ assessments2074

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District544 - Fergus Falls

District number544

District phone2189980544

High schoolFergus Falls

SODL flat fee brokerage

$4,197Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,197

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,514/mo

Principal & interest$1,261

Property taxes$173

Home insurance (est.)$80

Down payment

$47,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.