Listed at
$270,000
$112/sqft

Selmsers Prospect Park

405 4th Street, Cloquet, MN, 55720
3  Bedrooms1  Bathroom2,418  Square Feet0.29  Acres
Days on market36
Year built1923
Garage spaces2
TypeResidential
Est. $5,100buyer credit when you buy with SODL
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About this home

A Well-Loved Legacy Ready for Its Next Chapter! For the first time in over 50 years, this charming pre-inspected 1.75-story brick home is hitting the market after additional repairs. This isn’t just a house; it’s a family heirloom being passed on by the daughters of the longtime owner. It’s a home filled with decades of childhood memories, now professionally updated and ready for a new family to make it their own. Recent Professional Upgrades Move in with peace of mind knowing the heavy lifting has been done: Massive Garage Restoration: Features a brand-new, professionally poured concrete slab and structural repairs. Modern Electrical: A brand new 200-amp electrical panel ensures the home is ready for modern tech and appliances. Reliable Plumbing: Updates in several key areas to address and resolve previous leaks. Serviced Heating: The efficient hot water radiant heat system has been recently serviced for peak performance. Untapped Potential & Classic Character Hidden Treasures: Original hardwood floors are preserved under all the carpeting—just pull it up to instantly transform the home’s aesthetic. Equity Builder: The deep, full basement is a blank canvas with great ceiling height, perfect for adding a den, extra bedrooms, or a second bathroom. Bonus Spaces: Enjoy a bright main-floor sunroom and a walk-up attic with endless possibilities for a home office, craft room, or playroom. Outdoor Living & Location Situated on a rare double corner lot (0.29 acres), you’ll have plenty of room for gardening, pets, or summer gatherings. Located in a friendly Cloquet neighborhood, you are minutes from schools, parks, and shopping, with easy access to Highway 33 and I-35 for a quick commute to Duluth. This home offers the perfect blend of solid structure, recent updates, and the opportunity to build your own equity. Come see the warmth that 50 years of care has created.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1923
LevelsOne and One Half
Living area2,418 sqft
Above-grade finished2,418 sqft
Below-grade finished0 sqft
Lot size0.29 acres (110x115)
Days on market36
ListedApr 7, 2026
MLS #NST7050087
CountyCarlton
SubdivisionSelmsers Prospect Park
Parcel #063400940

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Boiler, Fireplace(s)
Cooling
Attic Fan
Appliances
Cooktop, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Wall Oven

Property

Levels / stories
One and One Half
Garage
2 spaces · 25x25 · 625 sqft
Parking features
Detached Garage
Exterior features
Stone
Lot size
0.29 acres
Lot dimensions
110x115

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Brick
Foundation
8 ft+ Pour · 1,512 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1923

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Selmsers Prospect Park
HOA
No HOA
School district
94 - Cloquet
High school district
Cloquet

Financial & listing details

Annual tax
$3,902 (2026)
Tax with assessments
3954
Listed
Apr 7, 2026
Days on market
36 · 99 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementFull, Concrete, Partially Finished
HeatingBoiler, Fireplace(s)
CoolingAttic Fan
Fireplaces1
LaundryElectric Dryer Hookup, Sink, Washer Hookup
AppliancesCooktop, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Wall Oven
DiningEat In Kitchen, Kitchen/Dining Room
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone
RoofAge Over 8 Years, Asphalt
Foundation8 ft+ Pour
Foundation area1,512 sqft
Lot featuresCorner Lot
Road frontageCity Street, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size625 sqft

Financial details

Annual taxes$3,902
Tax year2026
Taxes w/ assessments3954
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District94 - Cloquet
District number94
District phone2188796721
High schoolCloquet
SODL flat fee brokerage
$5,100Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,100

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,834/mo
Principal & interest$1,419
Property taxes$325
Home insurance (est.)$90
%
$54,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

405 4th Street, Cloquet, MN, 55720

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Listing information

MLS #NST7050087
StatusClosed
Last updatedJun 26, 2026, 3:36 PM
Originally listedApr 7, 2026, 5:12 PM
Listing officeMy Place Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.