Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,512 (2026).

What school district is this property in?

This property is in the 912 - Milaca school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 60 days.

Listed at

$230,000

$154/sqft

Third Add To Milaca

405 4th Avenue, Milaca, MN, 56353

3 Bedrooms2 Bathrooms1,494 Square Feet0.265 Acres

Days on market60

Year built1948

Garage spaces1

TypeResidential

Est. $3,900buyer credit when you buy with SODL

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About this home

Welcome home to this adorable 2nd-owner home conveniently located near everything in town! Situated on a charming corner lot, this well-maintained 1.5-story home has seen many improvements. The finished upper level features a spacious bedroom retreat complete with a large cedar walk-in closet and a private half bath. Recent updates include a new roof in 2023, along with a furnace and water heater that are only 4 years old. Enjoy being within walking distance to shopping, dining, parks, and everyday conveniences. As an added bonus, the pool table is included with the sale! This lovingly cared-for home offers character, updates, and an unbeatable location, truly one of the cutest homes in town!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1948

LevelsOne and One Half

Living area1,494 sqft

Above-grade finished1,494 sqft

Below-grade finished0 sqft

Lot size0.265 acres (78x148x78x148)

Days on market60

ListedJul 15, 2026

MLS #NST7110245

CountyMille Lacs

SubdivisionThird Add To Milaca

Parcel #210431150

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Basement: Block, Full, Unfinished · 0 sqft finished

Property

Levels / stories: One and One Half
Garage: 1 space · 15x21 · 315 sqft
Parking features: Detached Garage, Concrete
Exterior features: Other
Lot size: 0.265 acres
Lot dimensions: 78x148x78x148

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 997 sqft
Roof: Age 8 Years or Less
Year built: 1948

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Third Add To Milaca
HOA: No HOA
School district: 912 - Milaca
High school district: Milaca

Financial & listing details

Annual tax: $2,512 (2026)
Listed: Jul 15, 2026
Days on market: 60 · 32 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Full, Unfinished

HeatingForced Air

CoolingCentral Air

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Primary Bedroom Walk-In Closet, Walk-Up Attic

AccessibilityNone

Exterior & lot

ExteriorOther

RoofAge 8 Years or Less

FoundationBlock

Foundation area997 sqft

Lot featuresCorner Lot

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces1

Garage size315 sqft

Financial details

Annual taxes$2,512

Tax year2026

Taxes w/ assessments2512

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District912 - Milaca

District number912

District phone3209827210

High schoolMilaca

SODL flat fee brokerage

$3,900Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,900

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,495/mo

Principal & interest$1,209

Property taxes$209

Home insurance (est.)$77

Down payment

$46,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.