Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,499.04 (2026).

What school district is this property in?

This property is in the 727 - Big Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 1 day.

Sold / Closed

$336,400

Sold price · Closed Aug 12, 2026

$163/sqft

4045 Lake Ridge Drive

4045 Lake Ridge Drive, Big Lake, MN, 55309

4 Bedrooms2 Bathrooms1,995 Square Feet0.29 Acres

Days on market1

Year built1997

Garage spaces2

TypeResidential

Est. $6,750buyer credit when you buy with SODL

About this home

Welcome home to this beautifully updated 4-bedroom, 2-bath split-level in a desirable Big Lake neighborhood! Major improvements have already been completed, including a new roof, siding, furnace, air conditioner, water heater, fresh paint, and brand-new carpet—allowing you to move in with confidence. The functional split-level layout offers comfortable living spaces, while the spacious, fully fenced backyard is perfect for entertaining, pets, gardening, or simply enjoying the outdoors. Located just minutes from parks, trails, schools, shopping, and dining, you'll love the convenience of this neighborhood. Spend your weekends biking to Big Lake's public beach, enjoying nearby parks and playgrounds, or taking advantage of easy access to Highway 10 for a smooth commute. This is the perfect combination of modern updates, outdoor recreation, and everyday convenience!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1997

LevelsSplit Entry (Bi-Level)

Living area1,995 sqft

Above-grade finished1,081 sqft

Below-grade finished914 sqft

Lot size0.29 acres (96x156)

Days on market1

ListedJul 2, 2026

MLS #NST7068655

CountySherburne

Parcel #654750304

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 440 sqft
Parking features: Attached Garage
Exterior features: Stone, Vinyl
Pool: None
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,081 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1997

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 727 - Big Lake
High school district: Big Lake

Financial & listing details

Annual tax: $3,499.04 (2026)
Tax with assessments: 5769.27
Listed: Jul 2, 2026
Days on market: 1
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

DiningEat In Kitchen, Separate/Formal Dining Room

AmenitiesDeck

AccessibilityNone

Special featuresMain Floor Primary

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,081 sqft

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$3,499.04

Tax year2026

Taxes w/ assessments5769.27

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District727 - Big Lake

District number727

District phone7632625218

High schoolBig Lake

SODL flat fee brokerage

$6,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,108/mo

Principal & interest$1,708

Property taxes$292

Home insurance (est.)$108

Down payment

$65,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.