Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,452 (2025).

What school district is this property in?

This property is in the 111 - Watertown-Mayer school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 9 days.

Sold / Closed

$410,000

Sold price · Closed May 12, 2026

$136/sqft

Ortloffs Add

404 Ortloff Trail, Watertown, MN, 55388

4 Bedrooms2 Bathrooms3,010 Square Feet0.27 Acres

Days on market9

Year built1979

Garage spaces2

TypeResidential

Est. $9,300buyer credit when you buy with SODL

About this home

Spacious 4-bedroom, 2-bath home featuring an open kitchen, dining, and living area with stainless steel appliances and great flow for everyday living. Enjoy the large great room that was added in 2000 filled with natural light, complete with a cozy gas fireplace. The lower level offers a family room and two additional bedrooms, including a large bedroom with a walk-in closet. Additional highlights include a heated and insulated garage and a separate heated and insulated outdoor workshop.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1979

LevelsSplit Entry (Bi-Level)

Living area3,010 sqft

Above-grade finished1,536 sqft

Below-grade finished1,474 sqft

Lot size0.27 acres (90x135)

Days on market9

ListedMar 9, 2026

MLS #NST7029188

CountyCarver

SubdivisionOrtloffs Add

Parcel #853500230

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Double Oven, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 25x32 · 800 sqft
Parking features: Attached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Heated Garage
Patio & porch: Deck, Patio
Exterior features: Brick Veneer, Metal, Steel Siding
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Brick, Concrete, Frame, Steel Siding
Foundation: Block · 1,536 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1979

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Ortloffs Add
HOA: No HOA
School district: 111 - Watertown-Mayer
High school district: Watertown-Mayer

Financial & listing details

Annual tax: $3,452 (2025)
Listed: Mar 9, 2026
Days on market: 9
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Drain Tiled, Drainage System, Egress Window(s), Full, Storage Space, Sump Basket, Sump Pump

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup

AppliancesDishwasher, Double Oven, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Owned

DiningBreakfast Bar, Breakfast Area, Informal Dining Room

AmenitiesCeiling Fan(s), Primary Bedroom Walk-In Closet, Patio, Paneled Doors, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

ExteriorBrick Veneer, Metal, Steel Siding

RoofAge 8 Years or Less, Architectural Shingle

FoundationBlock

Foundation area1,536 sqft

Patio/porchDeck, Patio

Road frontageCity Street, No Outlet/Dead End, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Heated Garage

Garage spaces2

Garage size800 sqft

Financial details

Annual taxes$3,452

Tax year2025

Taxes w/ assessments3452

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District111 - Watertown-Mayer

District number111

District phone9529550480

High schoolWatertown-Mayer

SODL flat fee brokerage

$9,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,579/mo

Principal & interest$2,155

Property taxes$288

Home insurance (est.)$137

Down payment

$82,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.