Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,650 (2025).

What school district is this property in?

This property is in the 2687 - Howard Lake-Waverly-Winsted school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 15 days.

No photos available

Sold / Closed

$385,000

Sold price · Closed Oct 10, 2025

$134/sqft

Winsted On The Lake

404 Lake Drive, Winsted, MN, 55395

4 Bedrooms3 Bathrooms2,920 Square Feet0.46 Acres

Days on market15

Year built2003

Garage spaces3

TypeResidential

Est. $8,700buyer credit when you buy with SODL

About this home

Beautiful 4-bed, 3-bath retreat on nearly half an acre with scenic views of Lake Winsted! This 2,562 sq ft home features striking bay windows that fil the open layout with natural light, brand new LVP flooring stylish backsplash. Two decks-including one covered-offer year-round outdoor living, while the lower-level wet bar is perfect for entertaining. The heated 3-car garage with workshop space is idea for hobbies and projects. A proud 30' flag pole anchors the property, adding character and curb appeal. Enjoy walking paths, lake access, and the charm of lake living - without the lakefront taxes

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2003

LevelsSplit Entry (Bi-Level)

Living area2,920 sqft

Above-grade finished1,510 sqft

Below-grade finished1,410 sqft

Lot size0.46 acres (95x213)

Days on market15

ListedAug 25, 2025

MLS #NST6778645

CountyMcLeod

SubdivisionWinsted On The Lake

Parcel #211160590

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Humidifier
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 900 sqft
Parking features: Attached Garage, Asphalt, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch: Covered, Deck, Patio
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: 8 ft+ Pour · 2,562 sqft
Roof: Age Over 8 Years, Architectural Shingle, Pitched
Year built: 2003

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Winsted On The Lake
HOA: No HOA
HOA amenities: Beach, Trail(s)
School district: 2687 - Howard Lake-Waverly-Winsted
High school district: Howard Lake-Waverly-Winsted

Financial & listing details

Annual tax: $5,650 (2025)
Listed: Aug 25, 2025
Days on market: 15
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementDrain Tiled, Egress Window(s), Finished, Full, Concrete, Storage Space, Sump Basket, Sump Pump, Walkout

HeatingHumidifier

CoolingCentral Air

LaundryLower Level

AppliancesAir-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesBalcony, Cable, Ceiling Fan(s), Deck, French Doors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Paneled Doors, Panoramic View, Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Architectural Shingle, Pitched

Foundation8 ft+ Pour

Foundation area2,562 sqft

Patio/porchCovered, Deck, Patio

Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Medium, Underground Utilities

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningOther,Shoreline,Residential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size900 sqft

Financial details

Annual taxes$5,650

Tax year2025

Taxes w/ assessments5650

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2687 - Howard Lake-Waverly-Winsted

District number2687

District phone3205433521

High schoolHoward Lake-Waverly-Winsted

SODL flat fee brokerage

$8,700Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,700

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,650/mo

Principal & interest$2,050

Property taxes$471

Home insurance (est.)$130

Down payment

$78,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.