Pending
$850,000
$283/sqft

40298 W Turtle Lake Trail

40298 W Turtle Lake Trail, Bigfork, MN, 56628
3  Bedrooms3  Bathrooms3,006  Square Feet4.06  Acres
Days on market65
Year built1998
Garage spaces5
TypeResidential
Est. $22,500buyer credit when you buy with SODL

About this home

Experience the very best of lakeside living in this exquisite home tucked away on nearly five private acres along the highly coveted shores of Turtle Lake. Known for its crystal-clear waters and exceptional fishing, swimming, and recreation. Here, you’ll find the perfect balance of privacy and convenience—secluded on a quiet dead-end road, yet just 15 minutes from the local hospital, school, and arts center. This residence captures the essence of life at the lake with its level lot, floor-to-ceiling windows, and sweeping views from nearly every room. Screened in porch off the living room. Wake to soft sunrises over the water from the wraparound deck, accessible from both the kitchen and the primary suite. Enjoy peaceful mornings with coffee in hand, or host evenings with friends. Whether you’re cozying up beside one of the fireplaces or stepping out for a sauna in the lakeside boathouse, this property promises relaxation in every season. The home’s thoughtful updates blend modern convenience with timeless appeal: new hickory flooring and carpet, a freshly painted exterior (2025), upgraded mechanicals including new electric boilers, mini split, water heater, and well pump. Custom made Cherry Wood Cabinets with large kitchen island. In-floor heat throughout the main level. Everyday living is effortless with main-floor laundry, a private office, and a spacious primary suite with walk-in closet and full bath. Upstairs, two additional bedrooms and a full bath provide a welcoming space for family and guests. An attached heated garage, plus a detached three-stall garage, ensure ample room for vehicles, toys, and storage. Bonus room off the attached garage could be converted into additional sleeping quarters, workshop ect. Step outside and embrace the lifestyle only Turtle Lake can offer—whether it’s boating, swimming, or simply savoring the stillness of a quiet evening at the water’s edge. A rare find, this property combines seclusion, modern comfort, and the true spirit of lake living—all on one of Itasca County’s most beautiful lakes.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1998
LevelsOne and One Half
Living area3,006 sqft
Above-grade finished3,006 sqft
Below-grade finished0 sqft
Lot size4.06 acres (496x354x560x345)
Days on market65
ListedSep 12, 2025
MLS #NST6777667
CountyItasca
Parcel #262121200

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Baseboard, Boiler, In-Floor Heating
Cooling
Ductless Mini-Split, Window Unit(s)
Appliances
Air-To-Air Exchanger, Dishwasher, Double Oven, Microwave, Refrigerator

Property

Levels / stories
One and One Half
Garage
5 spaces · 30x26 · 780 sqft
Parking features
Attached Garage, Detached Garage, Heated Garage, Insulated Garage, Multiple Garages
Patio & porch
Patio, Porch, Screened
Pool
None
Other structures
Boat House

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
3,006 sqft
Roof
Asphalt
Year built
1998

Utilities

Water
Drilled, Well
Sewer
Septic System Compliant - Yes
Fuel
Electric, Propane
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
Deer River

Financial & listing details

Annual tax
$9,149 (2025)
Tax with assessments
9230
Listed
Sep 12, 2025
Days on market
65
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingBaseboard, Boiler, In-Floor Heating
CoolingDuctless Mini-Split, Window Unit(s)
Fireplaces2
LaundryMain Level
AppliancesAir-To-Air Exchanger, Dishwasher, Double Oven, Microwave, Refrigerator
DiningKitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Sauna, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityReduced Height Counters, Doors 36"+, No Stairs External, Soaking Tub
Special featuresAll Living Facilities on One Level, Main Floor Laundry

Exterior & lot

RoofAsphalt
Foundation area3,006 sqft
Patio/porchPatio, Porch, Screened
Road frontagePrivate Road
Road responsibilityRoad Maintenance Agreement
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerSeptic System Compliant - Yes
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Detached Garage, Heated Garage, Insulated Garage, Multiple Garages
Garage spaces5
Garage size780 sqft

Financial details

Annual taxes$9,149
Tax year2025
Taxes w/ assessments9230
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1407
District phone2182462420
High schoolDeer River
SODL flat fee brokerage
$22,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $22,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,513/mo
Principal & interest$4,467
Property taxes$762
Home insurance (est.)$283
%
$170,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40298 W Turtle Lake Trail, Bigfork, MN, 56628

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Listing information

MLS #NST6777667
StatusPending
Last updatedApr 9, 2026, 7:44 PM
Originally listedSep 14, 2025, 12:00 AM
Listing officeEDGE OF THE WILDERNESS REALTY

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.