Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,889 (2026).

What school district is this property in?

This property is in the 2174 - Pine River-Backus school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 34 days.

Listed at

$445,000

$484/sqft

40220 S Fox Drive

40220 S Fox Drive, Fifty Lakes, MN, 56448

3 Bedrooms1 Bathroom920 Square Feet0.57 Acres

Days on market34

Year built1961

Garage spaces3

TypeResidential

Est. $10,350buyer credit when you buy with SODL

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About this home

Escape to peaceful lake life at this turnkey seasonal cabin in Northern Minnesota, offering a tranquil retreat from everything. This inviting 3-bedroom, 1-bath home is nestled among the pines on West Fox Lake, boasting 106 feet of prime sand frontage and gentle elevation, perfect for relaxing by the water. Inside, knotty pine walls create a cozy, inviting atmosphere, complemented by a great kitchen for preparing meals and a lakeside living room with a free standing gas-burning fireplace to enjoy stunning lake views. Unwind on the bug-free, three-season porch with a good book, or gather around the fire pit under the stars to roast marshmallows. A detached three-stall garage provides ample storage, while the expansive lakeside deck invites you to share meals with beautiful scenic views. With access to both West and East Fox Lake, totaling 689 acres, you can enjoy boating, fishing, swimming, canoeing, kayaking, and water skiing in the highly sought-after, clear, sandy-bottomed waters all summer long. Conveniently located near Crosslake, Fifty Lakes, and Emily, including top restaurants, retail shops, and premier golf courses like Golden Eagle. This is more than just a property—living here offers a unique experience you won’t want to miss. Your lake life starts immediately after closing, as this West Fox Lake property is being sold furnished with some exclusions.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1961

LevelsOne

Living area920 sqft

Above-grade finished920 sqft

Below-grade finished0 sqft

Lot size0.57 acres (106 x 226 x 110 x 239)

Days on market34

ListedMay 14, 2026

MLS #NST7045145

CountyCrow Wing

Parcel #22280504

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Fireplace(s), Other
Cooling: None
Appliances: Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 3 spaces · 30 x 24 · 720 sqft
Parking features: Detached Garage, Driveway - Other Surface, Electric, Storage
Patio & porch: Deck, Enclosed, Side Porch
Exterior features: Wood
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Other, Raised, Slab · 920 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1961

Utilities

Water: Private, Sand Point, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Electric, Natural Gas
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
School district: 2174 - Pine River-Backus
High school district: Pine River-Backus

Financial & listing details

Annual tax: $1,889 (2026)
Tax with assessments: 1914
Listed: May 14, 2026
Days on market: 34 · 159 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space, Other

HeatingFireplace(s), Other

CoolingNone

Fireplaces1

AppliancesMicrowave, Range, Refrigerator

DiningInformal Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Local Area Network, Natural Woodwork, Porch, Panoramic View, Vaulted Ceiling(s)

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorWood

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationOther, Raised, Slab

Foundation area920 sqft

Patio/porchDeck, Enclosed, Side Porch

Lot featuresAccessible Shoreline, Tree Coverage - Medium, Underground Utilities

Road frontageCity Street, No Outlet/Dead End, Unpaved Streets

Road responsibilityPrivate Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Sand Point, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Driveway - Other Surface, Electric, Storage

Garage spaces3

Garage size720 sqft

Financial details

Annual taxes$1,889

Tax year2026

Taxes w/ assessments1914

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2174 - Pine River-Backus

District number2174

District phone2185874720

High schoolPine River-Backus

SODL flat fee brokerage

$10,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,644/mo

Principal & interest$2,339

Property taxes$157

Home insurance (est.)$148

Down payment

$89,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.