Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,368 (2026).

What school district is this property in?

This property is in the 2396 - A.C.G.C. school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 4 days.

Listed at

$199,000

$148/sqft

First Add

402 3rd Street, Atwater, MN, 56209

2 Bedrooms2 Bathrooms1,346 Square Feet0.323 Acres

Days on market4

Year built1914

Garage spaces2

TypeResidential

Est. $2,970buyer credit when you buy with SODL

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About this home

Welcome home to this charming 2-bedroom, 1.5 bath home situated on a huge lot in the heart of Atwater! You’ll love the recent exterior updates, including new shingles and siding, along with all the extra space this property has to offer. The large double garage features an additional 16x18 workshop...perfect for hobbies, projects, storage or creating your own workspace. With a spacious yard, room to enjoy the outdoors and a location near the elementary school and everything Atwater has to offer, this home is full of possibilities. Come take a look and see what makes this property such a great place to call home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1914

LevelsTwo

Living area1,346 sqft

Above-grade finished1,346 sqft

Below-grade finished0 sqft

Lot size0.323 acres (147x115)

Days on market4

ListedSep 24, 2026

MLS #NST7150089

CountyKandiyohi

SubdivisionFirst Add

Parcel #401500310

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Central Air
Basement: Unfinished · 0 sqft finished

Property

Levels / stories: Two
Garage: 2 spaces · 24x40 · 960 sqft
Parking features: Detached Garage
Exterior features: Cedar
Lot size: 0.323 acres
Lot dimensions: 147x115

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 884 sqft
Year built: 1914

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: First Add
HOA: No HOA
School district: 2396 - A.C.G.C.
High school district: A.C.G.C.

Financial & listing details

Annual tax: $2,368 (2026)
Listed: Sep 24, 2026
Days on market: 4
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementUnfinished

HeatingForced Air

CoolingCentral Air

AccessibilityNone

Exterior & lot

ExteriorCedar

FoundationPoured Concrete

Foundation area884 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size960 sqft

Financial details

Annual taxes$2,368

Tax year2026

Taxes w/ assessments2368

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2396 - A.C.G.C.

District number2396

District phone3208572271

High schoolA.C.G.C.

SODL flat fee brokerage

$2,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,309/mo

Principal & interest$1,046

Property taxes$197

Home insurance (est.)$66

Down payment

$39,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.