Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,606 (2026).

What school district is this property in?

This property is in the 709 - Duluth school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 20 days.

Listed at

$200,000

$231/sqft

Gary First Div

401 W Gary Street, Duluth, MN, 55808

2 Bedrooms1 Bathroom866 Square Feet0.13 Acres

Days on market20

Year built1951

Garage spaces2

TypeResidential

Est. $3,000buyer credit when you buy with SODL

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About this home

Welcome to 401 W Gary St! This adorable 2 bedroom brick home in Gary New Duluth features main level living! Newly updated with kitchen countertops, new appliances, paint and new flooring throughout. Eat-in kitchen flows into a cozy living room. Lower level offers great potential for future finishing adding more square footage and also has a 3/4 bath already roughed in for you to finish. There is an attached 2 stall garage with extra parking space, a rare find. Walkable to parks, churches, and bus lines. Great opportunity for a first-time buyer!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1951

LevelsOne

Living area866 sqft

Above-grade finished866 sqft

Below-grade finished0 sqft

Lot size0.13 acres (60x100)

Days on market20

ListedSep 8, 2026

MLS #NST7141186

CountySt. Louis

SubdivisionGary First Div

Parcel #010180004890

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: None
Basement: Full, Partially Finished · 0 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Attached Garage
Exterior features: Stone
Lot size: 0.13 acres
Lot dimensions: 60x100

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 866 sqft
Year built: 1951

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Gary First Div
HOA: No HOA
School district: 709 - Duluth
High school district: Duluth

Financial & listing details

Annual tax: $2,606 (2026)
Tax with assessments: 2640
Listed: Sep 8, 2026
Days on market: 20 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Partially Finished

HeatingForced Air

CoolingNone

Fireplaces1

AccessibilityNone

Exterior & lot

ExteriorStone

FoundationBlock

Foundation area866 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,606

Tax year2026

Taxes w/ assessments2640

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District709 - Duluth

District number709

District phone2183368700

High schoolDuluth

SODL flat fee brokerage

$3,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,335/mo

Principal & interest$1,051

Property taxes$217

Home insurance (est.)$67

Down payment

$40,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.