Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $702 (2024).

What school district is this property in?

This property is in the 4270 - Pepin Area school district.

How long has this property been on the market?

This property has been listed for 224 days.

Listed at

$189,900

$232/sqft

401 Elm Street

401 Elm Street, Pepin, WI, 54759

1 Bedrooms2 Bathrooms818 Square Feet0.37 Acres

Days on market224

Year built1971

ParkingGravel

TypeResidential

Est. $2,697buyer credit when you buy with SODL

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About this home

The Gorgeous, Artistic & Encompassing Renovation of this Cozy 1 BD/2 Bath Ranch Home - 401 Elm Street - in Pepin, WI is now complete! The result is nothing short of an Architectural GEM - suitable for full-time or seasonal living & enjoyment! Everything is BRAND NEW from the studs out - NEW Roof, Windows, Electrical, Plumbing, Heating, Cooling, Flooring, Walls, Ceilings, Appliances, Lighting, Doors, Landscaping, Decking, etc. etc. The Redesigned Main Floor is highlighted by Reclaimed Timbers showcasing a New 12' Vaulted Ceiling, New Dark, Genuine Wood Flooring, New Butcher Block Countertops & Center Island, New Soft-Close Custom Cabinetry & New Stainless Steel Appliances. The Open, Airy Living Room is filled with Numerous Windows offering Natural Sun Light & Warmth and includes a Spacious 3/4 Bathroom! A Wide & Uniquely Engineered Steel & Wood Staircase leads you to a Walk-Out Lower Level where you will find Privacy & Security! The Lower Level Primary Bedroom offers Additional Space for Office, Exercise or Lounging, a large Ensuite Full Bath, convenient Laundry Area, bonus Storage plus Walk-Out Access to Back Yard! The Outdoor Setting is enhanced by an Inviting 19' x 12' Deck, a Gentle Grassy Yard & 2 Lots measuring .37 Acre in size should you want to add a Garage/Outbuilding/Firepit Area and or Gardens in the future. See Supplements for complete list & timeline of property renovations. Pepin is a Beautiful Community to Live In & Enjoy - offering you Lake Pepin, 1st Class Wineries, Restaurants, Shops & Easy Access to larger communities and interstate travel to Minnesota!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1971

LevelsOne

Living area818 sqft

Above-grade finished418 sqft

Below-grade finished400 sqft

Lot size0.37 acres (104 x 155)

Days on market224

ListedSep 18, 2025

MLS #NST6791269

CountyPepin

Parcel #171003190000

Facts & features

Interior

Bedrooms: 1
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Baseboard, Ductless Mini-Split, Fireplace(s)
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Parking features: Gravel, RV Access/Parking
Patio & porch: Deck, Enclosed, Front Porch, Glass Enclosed, Patio
Exterior features: Cement Board, Wood
Lot size: 0.37 acres
Lot dimensions: 104 x 155

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 418 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched, Tile
Year built: 1971

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

HOA: No HOA
School district: 4270 - Pepin Area
High school district: Pepin Area

Financial & listing details

Annual tax: $702 (2024)
Listed: Sep 18, 2025
Days on market: 224 · 229 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Full, Storage Space, Walkout, Wood

HeatingBaseboard, Ductless Mini-Split, Fireplace(s)

CoolingDuctless Mini-Split

LaundryIn Kitchen, Lower Level

AppliancesDishwasher, Electric Water Heater, Range, Refrigerator, Stainless Steel Appliances

DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), City View, Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special featuresPrimary Bdr Suite, Renovated

Exterior & lot

ExteriorCement Board, Wood

RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched, Tile

FoundationBlock

Foundation area418 sqft

Patio/porchDeck, Enclosed, Front Porch, Glass Enclosed, Patio

Lot featuresCleared, Corner Lot, Tree Coverage - Medium

Road frontageCity Street, Forest Service, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric

Parking & garage

ParkingGravel, RV Access/Parking

Garage spaces0

Financial details

Annual taxes$702

Tax year2024

Taxes w/ assessments702

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District4270 - Pepin Area

District number4270

District phone7154422391

High schoolPepin Area

SODL flat fee brokerage

$2,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,120/mo

Principal & interest$998

Property taxes$59

Home insurance (est.)$63

Down payment

$37,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.