Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,648 (2026).

What school district is this property in?

This property is in the 2396 - A.C.G.C. school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 32 days.

Listed at

$189,900

$136/sqft

401 2nd Street

401 2nd Street, Atwater, MN, 56209

3 Bedrooms2 Bathrooms1,394 Square Feet0.84 Acres

Days on market32

Year built1916

Garage spaces1

TypeResidential

Est. $2,697buyer credit when you buy with SODL

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About this home

Welcome to this beautifully updated 3-bedroom, 1.5-bath home in Atwater, situated on a spacious double lot! This home combines modern updates with the charm of its original character, featuring lots of beautiful natural woodwork throughout. Updates include a brand-new roof, new kitchen and bathrooms, new flooring and carpet, fresh paint, and new lighting fixtures throughout. On top of all these updates, this home has a brand-new forced air & central air system. The spacious double lot provides plenty of room outside, while the updated interior is move-in ready and full of character. A great opportunity to own a beautiful home in Atwater with the major updates already taken care of!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1916

LevelsTwo

Living area1,394 sqft

Above-grade finished1,394 sqft

Below-grade finished0 sqft

Lot size0.84 acres (NA)

Days on market32

ListedAug 27, 2026

MLS #NST7134609

CountyKandiyohi

Parcel #409020100

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Basement: Unfinished · 0 sqft finished

Property

Levels / stories: Two
Garage: 1 space · 308 sqft
Parking features: Attached Garage
Exterior features: Wood
Lot size: 0.84 acres
Lot dimensions: NA

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 672 sqft
Year built: 1916

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 2396 - A.C.G.C.
High school district: A.C.G.C.

Financial & listing details

Annual tax: $3,648 (2026)
Listed: Aug 27, 2026
Days on market: 32
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementUnfinished

HeatingForced Air

CoolingCentral Air

AccessibilityNone

Exterior & lot

ExteriorWood

FoundationBlock

Foundation area672 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces1

Garage size308 sqft

Financial details

Annual taxes$3,648

Tax year2026

Taxes w/ assessments3648

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2396 - A.C.G.C.

District number2396

District phone3208572271

High schoolA.C.G.C.

SODL flat fee brokerage

$2,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,365/mo

Principal & interest$998

Property taxes$304

Home insurance (est.)$63

Down payment

$37,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.