Listed at
$360,000
$126/sqft

Balloys 1st Sub

401 20th Street, Rochester, MN, 55902
4  Bedrooms3  Bathrooms2,856  Square Feet0.478  Acres
Days on market59
Year built1965
Garage spaces2
TypeResidential
Est. $7,800buyer credit when you buy with SODL
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About this home

Ideally situated in a tranquil SW Rochester neighborhood just minutes from Downtown, Mayo Clinic campuses, local parks, schools, and shopping, this property offers the perfect balance of space, convenience, and low-maintenance living. Featuring a brand-new roof, new siding, and refreshed interior finishes, this home saves you from costly post-move-in maintenance. Set on nearly half an acre in SW Rochester, you get a private backyard retreat without losing fast access to downtown amenities. Inside, four main-level bedrooms pair with a generous lower-level family room, laundry, and storage; complemented by an oversized 700+ sq ft garage for all your hobbies, tools, and extra gear.

View this property at

Date
Sep 27, 2026
Time
4:30pm – 6pm
Address
401 20th Street, Rochester, MN, 55902

Listed By: Trust Realty • NST7119555 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1965
LevelsOne
Living area2,856 sqft
Above-grade finished1,656 sqft
Below-grade finished1,200 sqft
Lot size0.478 acres (137x153)
Days on market59
ListedAug 1, 2026
MLS #NST7119555
CountyOlmsted
SubdivisionBalloys 1st Sub
Parcel #641143001774

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Hot Water
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 728 sqft
Parking features
Attached Garage, Concrete
Exterior features
Vinyl
Lot size
0.478 acres
Lot dimensions
137x153

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,656 sqft
Year built
1965

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Balloys 1st Sub
HOA
No HOA
School district
535 - Rochester
High school district
Rochester

Financial & listing details

Annual tax
$3,524 (2026)
Listed
Aug 1, 2026
Days on market
59
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Full, Partially Finished
HeatingHot Water
CoolingDuctless Mini-Split
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Living/Dining Room
AmenitiesCeiling Fan(s), Exercise Room, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Washer/Dryer Hookup
AccessibilityNone
Special features4 BR on One Level

Exterior & lot

ExteriorVinyl
FoundationBlock
Foundation area1,656 sqft
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces2
Garage size728 sqft

Financial details

Annual taxes$3,524
Tax year2026
Taxes w/ assessments3524
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District535 - Rochester
District number535
District phone5073283000
High schoolRochester
SODL flat fee brokerage
$7,800Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,800

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,306/mo
Principal & interest$1,892
Property taxes$294
Home insurance (est.)$120
%
$72,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

401 20th Street, Rochester, MN, 55902

Listing information

MLS #NST7119555
StatusActive
Last updatedSep 25, 2026, 1:04 AM
Originally listedAug 1, 2026, 11:56 AM
Listing officeTrust Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.