Listed at
$2,250,000
$208/sqft

4 W Bay Lane

4 W Bay Lane, North Oaks, MN, 55127
6  Bedrooms10  Bathrooms10,838  Square Feet1.44  Acres
Days on market404
Year built1989
Garage spaces4
HOA / month$2,005
TypeResidential
Est. $64,500buyer credit when you buy with SODL
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About this home

Custom-built one-owner home, nestled on a private wooded lot on the island of Pleasant Lake. Luxurious estate-style property on 1.6 acres with 6 bedrooms, 10 bathrooms, 10,306 square feet, and in the highly sought-after Mounds View School District. Featuring beautiful architecture with open-concept spaces that flow into one another. This exceptional property is grand and hotel-like with many amenities and ensuite bathrooms for every bedroom. Age in place with a main-level primary suite. Perfect home for entertaining and/or a multi-generational family!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1989
LevelsMore Than 2 Stories
Living area10,838 sqft
Above-grade finished7,209 sqft
Below-grade finished3,629 sqft
Lot size1.44 acres (Irregular)
Days on market404
ListedAug 20, 2025
MLS #NST6775881
CountyRamsey
Parcel #073022320008

Facts & features

Interior

Bedrooms
6
Bathrooms
10
Bath breakdown
4 full / 3 3/4 / 3 half
Heating
Forced Air
Cooling
Central Air
Appliances
Central Vacuum, Chandelier, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Indoor Grill, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories
More Than 2 Stories
Garage
4 spaces · 1,014 sqft
Parking features
Attached Garage, Driveway - Other Surface, Garage Door Opener
Pool
None
Fencing
None
Waterfront
Lake View

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Brick/Stone, Stucco
Foundation
3,644 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1989

Utilities

Water
Well
Sewer
Private Sewer

Community & HOA

HOA
$2,005/annual
HOA name
RowCal
HOA phone
763-333-7490
HOA includes
Other
School district
Mounds View

Financial & listing details

Annual tax
$20,891 (2024)
Tax with assessments
21146.0000
Listed
Aug 20, 2025
Days on market
404

Interior details

Total bathrooms10
Full baths4
3/4 baths3
Half baths3
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces4
AppliancesCentral Vacuum, Chandelier, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Indoor Grill, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned, Wine Cooler
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area3,644 sqft
Lot featuresIrregular Lot, Island/Peninsula, Many Trees
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer

Parking & garage

ParkingAttached Garage, Driveway - Other Surface, Garage Door Opener
Garage spaces4
Garage size1,014 sqft

Financial details

Annual taxes$20,891
Tax year2024
Taxes w/ assessments21146.0000
Assessment pendingYes
HOA fee$2,005
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number621
District phone651-621-6001
High schoolMounds View
SODL flat fee brokerage
$64,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $64,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$16,321/mo
Principal & interest$11,825
Property taxes$1,741
Home insurance (est.)$750
HOA fees$2,005
%
$450,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4 W Bay Lane, North Oaks, MN, 55127

Listing information

MLS #NST6775881
StatusActive
Last updatedAug 21, 2025, 3:04 AM
Originally listedAug 20, 2025, 7:43 PM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.