Listed at
$659,900
$211/sqft

39931 State 92

39931 State 92, Bagley, MN, 56621
4  Bedrooms3  Bathrooms3,126  Square Feet7.19  Acres
Days on market57
Year built1987
Garage spaces5
TypeResidential
Est. $16,797buyer credit when you buy with SODL
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About this home

Privately situated on 7.19 acres along the shores of Lone Lake just north of Bagley, this exceptional 4 bedroom, 3 bathroom home offers the Northwoods dream of living on the lake with acreage, a home, garage space and a shop! Enjoy accessible lakeshore, breathtaking panoramic lake views, and a peaceful setting. The thoughtfully designed main level features a stunning custom kitchen with solid surface countertops, a professional 5 burner gas range with vent hood, an additional wall oven, and a movable center island. The spacious primary suite includes a large walk-in closet and a beautifully appointed private bath with a custom tile shower and oversized vanity. Also on the main floor are a second bedroom, convenient half bath, living room, and dining area overlooking the lake. The finished lower level offers two additional bedrooms, a large family room, full bathroom, laundry room, and storage room with egress window. The basement walks out to a large concrete back patio with a hot tub and plenty of space for dining or entertaining. Includes a finished, heated attached two stall garage, a finished, heated detached two stall garage with an additional single stall cold storage garage on the back, and an impressive 60' x 64' heated, finished shop. Lone Lake is a 70' deep, crystal-clear Northwoods lake known for its excellent fishing and peaceful atmosphere. The lake is great for boating, kayaking, swimming, wildlife watching and fishing for walleye, northern pike, bass, crappie, and panfish. There is a public access as well for launching your boat or putting out your ice house.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1987
LevelsOne
Living area3,126 sqft
Above-grade finished1,563 sqft
Below-grade finished1,563 sqft
Lot size7.19 acres (85x1390x256x528x363x237x288x74x140x82x108x756)
Days on market57
ListedJul 15, 2026
MLS #NST7107630
CountyClearwater
Parcel #030060210

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
5 spaces · 1,656 sqft
Parking features
Attached Garage, Detached Garage, Gravel, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Deck, Front Porch
Exterior features
Cedar
Other structures
Chicken Coop/Barn, Workshop, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,563 sqft
Roof
Asphalt
Year built
1987

Utilities

Water
4-Inch Submersible, Private
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Propane

Community & HOA

HOA
No HOA
School district
2311 - Clearbrook-Gonvick
High school district
Clearbrook-Gonvick

Financial & listing details

Annual tax
$2,914 (2025)
Tax with assessments
3004
Listed
Jul 15, 2026
Days on market
57 · 42 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementFinished, Full
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, Panoramic View, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorCedar
RoofAsphalt
FoundationBlock
Foundation area1,563 sqft
Patio/porchDeck, Front Porch
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontagePaved Streets, State Road
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Private
SewerPrivate Sewer, Tank with Drainage Field
FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel, Finished Garage, Heated Garage, Insulated Garage
Garage spaces5
Garage size1,656 sqft

Financial details

Annual taxes$2,914
Tax year2025
Taxes w/ assessments3004
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2311 - Clearbrook-Gonvick
District number2311
District phone2187763112
High schoolClearbrook-Gonvick
SODL flat fee brokerage
$16,797Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,797

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,931/mo
Principal & interest$3,468
Property taxes$243
Home insurance (est.)$220
%
$131,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

39931 State 92, Bagley, MN, 56621

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Listing information

MLS #NST7107630
StatusClosed
Last updatedSep 11, 2026, 8:11 PM
Originally listedJul 15, 2026, 1:36 PM
Listing office218 Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.