Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,742 (2025).

What school district is this property in?

This property is in the 748 - Sartell-St. Stephens school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 62 days.

Sold / Closed

$495,000

Sold price · Closed Jul 16, 2026

$135/sqft

Smoley Farm

39737 95th Avenue, Saint Joseph, MN, 56374

4 Bedrooms3 Bathrooms3,705 Square Feet9.75 Acres

Days on market62

Year built1978

Garage spaces3

TypeResidential

Est. $12,000buyer credit when you buy with SODL

About this home

Enjoy stunning sunsets and wildlife in your backyard on this private 9.75-acre retreat. The large open floor plan is filled with natural light, featuring vaulted ceilings, natural woodwork, hardwood floors, and panoramic views from every angle. Four main-floor bedrooms include two en suites, with radiant in-floor heat in the primary. The lower level features an open living area with an ample amount of space. Moved onto an all-new poured foundation in 2012 with new well, septic, and HVAC, this home offers modern peace of mind with timeless character. Plenty of space to fence and ready for your animals, and the 3-car garage plus massive 42x60 outbuilding ready for your finishing.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1978

LevelsOne

Living area3,705 sqft

Above-grade finished2,238 sqft

Below-grade finished1,467 sqft

Lot size9.75 acres (325x1305)

Days on market62

ListedApr 13, 2026

MLS #NST7052266

CountyStearns

SubdivisionSmoley Farm

Parcel #04024390000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 768 sqft
Parking features: Attached Garage
Exterior features: Cedar
Other structures: Shed(s), Storage Shed
Lot size: 9.75 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 8 ft+ Pour · 2,238 sqft
Roof: Architectural Shingle, Asphalt
Year built: 1978

Utilities

Water: Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Propane

Community & HOA

Subdivision: Smoley Farm
HOA: No HOA
School district: 748 - Sartell-St. Stephens
High school district: Sartell-St. Stephens

Financial & listing details

Annual tax: $3,742 (2025)
Listed: Apr 13, 2026
Days on market: 62
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementEgress Window(s), Full, Partially Finished

HeatingForced Air, In-Floor Heating

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Area, Living/Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Panoramic View, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Special features4 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorCedar

RoofArchitectural Shingle, Asphalt

Foundation8 ft+ Pour

Foundation area2,238 sqft

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningAgriculture,Residential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size768 sqft

Financial details

Annual taxes$3,742

Tax year2025

Taxes w/ assessments3742

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District748 - Sartell-St. Stephens

District number748

District phone3206563715

High schoolSartell-St. Stephens

SODL flat fee brokerage

$12,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,106/mo

Principal & interest$2,628

Property taxes$312

Home insurance (est.)$167

Down payment

$100,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.