Listed at
$265,000
$198/sqft

Smiths Sub Of Stinsns Div B 2 6 7 8

397 Thomas Avenue, Saint Paul, MN, 55103
3  Bedrooms2  Bathrooms1,338  Square Feet0.114  Acres
Days on market35
Year built1885
Garage spaces2
TypeResidential
Est. $4,950buyer credit when you buy with SODL
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About this home

Charming Saint Paul home offering the perfect blend of character and convenience! Enjoy bright, inviting living spaces, a functional layout, and a private yard perfect for relaxing or entertaining. Ideally located just minutes from downtown Saint Paul, parks, restaurants, shopping, and major highways, this home provides easy access to everything the Twin Cities has to offer. A fantastic opportunity for homeowners and investors alike! Updates since 2024 include: Fully renovated kitchen with quartz counter top, new cabinetry and all new appliances Remodeled bathrooms with upgraded fixtures, vanities, and finishes Brand-new flooring installed across the entire house Full interior repaint Installed central AC Cedar backyard fence Newly painted decks New retaining wall. Washer and Dryer are in the basement.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1885
LevelsTwo
Living area1,338 sqft
Above-grade finished1,338 sqft
Below-grade finished0 sqft
Lot size0.114 acres (125X40)
Days on market35
ListedAug 24, 2026
MLS #NST7132567
CountyRamsey
SubdivisionSmiths Sub Of Stinsns Div B 2 6 7 8
Parcel #362923210148

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Gas Water Heater, Microwave, Refrigerator

Property

Levels / stories
Two
Garage
2 spaces · 748 sqft
Parking features
Detached Garage
Exterior features
Wood
Lot size
0.114 acres
Lot dimensions
125X40

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Stone · 748 sqft
Roof
Age 8 Years or Less
Year built
1885

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Smiths Sub Of Stinsns Div B 2 6 7 8
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$3,711.74 (2026)
Tax with assessments
3928
Listed
Aug 24, 2026
Days on market
35 · 39 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementUnfinished
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Gas Water Heater, Microwave, Refrigerator
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorWood
RoofAge 8 Years or Less
FoundationStone
Foundation area748 sqft
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size748 sqft

Financial details

Annual taxes$3,711.74
Tax year2026
Taxes w/ assessments3928
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$4,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,790/mo
Principal & interest$1,393
Property taxes$309
Home insurance (est.)$88
%
$53,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

397 Thomas Avenue, Saint Paul, MN, 55103

Listing information

MLS #NST7132567
StatusActive
Last updatedSep 22, 2026, 12:57 PM
Originally listedAug 24, 2026, 2:09 PM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.