Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $7,221.19 (2026).

What school district is this property in?

This property is in the 152 - Moorhead school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 112 days.

Listed at

$669,900

$236/sqft

Amber Waves Estates

3969 85th Avenue, Moorhead, MN, 56560

4 Bedrooms3 Bathrooms2,842 Square Feet3.11 Acres

Days on market112

Year built2008

Garage spaces3

TypeResidential

Est. $17,097buyer credit when you buy with SODL

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About this home

Picture a stunning two-story home in North Moorhead sprawling over 4,000 square feet and freshly painted inside. Nestled on 3.11 acres, it offers an open-concept design with expansive, beautiful windows that flood the space with natural light. The upper floor features four generously sized bedrooms, providing comfort and privacy. This unique property offers a maintenance free decks to relax and enjoy the beautiful sunrises and sunsets. The expansive shed offers space for all your tools and toys.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2008

LevelsTwo

Living area2,842 sqft

Above-grade finished2,842 sqft

Below-grade finished0 sqft

Lot size3.11 acres (.)

Days on market112

ListedJun 9, 2026

MLS #NST7087421

CountyClay

SubdivisionAmber Waves Estates

Parcel #230380060

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 3 spaces
Parking features: Attached Garage
Exterior features: Brick Veneer, Steel Siding, Stucco
Fencing: Full
Lot size: 3.11 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 1,295 sqft
Year built: 2008

Utilities

Water: Private, Well
Sewer: Septic System Compliant - Yes
Fuel: Propane

Community & HOA

Subdivision: Amber Waves Estates
HOA: No HOA
School district: 152 - Moorhead
High school district: Moorhead

Financial & listing details

Annual tax: $7,221.19 (2026)
Tax with assessments: 7278
Listed: Jun 9, 2026
Days on market: 112
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementEgress Window(s)

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Upper Level

AppliancesCooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

ExteriorBrick Veneer, Steel Siding, Stucco

FoundationPoured Concrete

Foundation area1,295 sqft

Lot featuresTree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerSeptic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces3

Financial details

Annual taxes$7,221.19

Tax year2026

Taxes w/ assessments7278

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District152 - Moorhead

District number152

District phone2182843300

High schoolMoorhead

SODL flat fee brokerage

$17,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,346/mo

Principal & interest$3,521

Property taxes$602

Home insurance (est.)$223

Down payment

$133,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.