Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $465 (2025).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 56 days.

Listed at

$384,900

$120/sqft

Pequot Shady Shores

3940 Davis Street, Pequot Lakes, MN, 56472

4 Bedrooms2 Bathrooms3,200 Square Feet0.75 Acres

Days on market56

Year built1984

Garage spaces3

TypeResidential

Est. $8,547buyer credit when you buy with SODL

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About this home

Tucked into a convenient Pequot Lakes setting on a 0.75-acre lot, this spacious 4-bedroom, 2-bath home offers the kind of comfort, flexibility, and outdoor enjoyment that is hard to find. With over 3,000 finished square feet, the home features a functional layout with room to spread out, gather, work, and unwind—including a lower-level office that adds valuable versatility for remote work, hobbies, or extra living space. Recent improvements include a new roof in late 2025 and a concrete slab added next to the garage for added utility and convenience. Outside, the property continues to shine with features that make everyday living even better. A storage building with electric and an attached lean-to adds excellent space for tools, toys, equipment, or workshop use. The fenced area of the yard offers added function for pets, play, or gardening, while the private fire pit area creates a comfortable place to relax and enjoy quiet evenings outdoors. What makes this property especially appealing is the balance of privacy, space, and proximity. From here, you’re close to Pequot Lakes High School, parks, downtown Pequot Lakes, and Sibley Lake, making it easy to enjoy the small-town charm and everyday convenience that draw so many people to the area. Whether you're looking for room to grow, space to work from home, useful outbuildings, or inviting outdoor spaces to enjoy, this home offers a strong combination of function, setting, and value.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1984

LevelsSplit Entry (Bi-Level)

Living area3,200 sqft

Above-grade finished1,600 sqft

Below-grade finished1,600 sqft

Lot size0.75 acres (130x250)

Days on market56

ListedMar 30, 2026

MLS #NST7042818

CountyCrow Wing

SubdivisionPequot Shady Shores

Parcel #29150839

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Baseboard, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 24x26 · 624 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Exterior features: Cedar
Fencing: Chain Link
Other structures: Lean-To, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete, Frame
Foundation: Block · 1,600 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1984

Utilities

Water: Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas

Community & HOA

Subdivision: Pequot Shady Shores
HOA: No HOA
School district: 186 - Pequot Lakes
High school district: Pequot Lakes

Financial & listing details

Annual tax: $465 (2025)
Listed: Mar 30, 2026
Days on market: 56 · 19 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full

HeatingBaseboard, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryIn Basement, Lower Level, Sink

AppliancesDishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Paneled Doors, Tile Floors, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorCedar

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area1,600 sqft

Lot featuresTree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size624 sqft

Financial details

Annual taxes$465

Tax year2025

Taxes w/ assessments465

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$8,547Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,547

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,190/mo

Principal & interest$2,023

Property taxes$39

Home insurance (est.)$128

Down payment

$76,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.