Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,086 (2026).

What school district is this property in?

This property is in the 12 - Centennial school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 18 days.

Listed at

$350,000

$180/sqft

Rice Creek Park 2nd Add

3938 86th Lane, Circle Pines, MN, 55014

3 Bedrooms2 Bathrooms1,940 Square Feet10880 Acres

Days on market18

Year built1987

Garage spaces2

TypeResidential

Est. $7,500buyer credit when you buy with SODL

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About this home

Welcome to this bright and sunny home in the desirable Centennial School District. The open floor plan and oversized kitchen offer great space for living and entertaining. Recent updates include a new furnace (2026), roof and skylights (2020), washer/dryer (2021), and fresh interior paint (2022). Well-maintained and move-in ready, with a fenced backyard perfect for relaxing through the seasons, and a fireplace to cozy up to as fall arrives. Home Inspection has already been done. The location is hard to beat; walk to Austin Park, minutes from Golden Lake Park Beach and the Rice Creek North Regional Trail, with shopping, amenities, and easy highway access nearby—a true gem.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1987

LevelsThree Level Split

Living area1,940 sqft

Above-grade finished1,428 sqft

Below-grade finished512 sqft

Lot size10880 acres (80 x 136)

Days on market18

ListedSep 2, 2026

MLS #NST7132274

CountyAnoka

SubdivisionRice Creek Park 2nd Add

Parcel #353123430106

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s), Humidifier
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Three Level Split
Garage: 2 spaces · 22 x 22 · 475 sqft
Parking features: Asphalt, Garage Door Opener
Patio & porch: Deck, Front Porch
Exterior features: Vinyl
Fencing: Full, Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,158 sqft
Year built: 1987

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Rice Creek Park 2nd Add
HOA: No HOA
School district: 12 - Centennial
High school district: Centennial

Financial & listing details

Annual tax: $4,086 (2026)
Listed: Sep 2, 2026
Days on market: 18
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementDrain Tiled, Egress Window(s), Finished, Full, Sump Pump

HeatingForced Air, Fireplace(s), Humidifier

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, Skylight, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationBlock

Foundation area1,158 sqft

Patio/porchDeck, Front Porch

Lot featuresTree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAsphalt, Garage Door Opener

Garage spaces2

Garage size475 sqft

Financial details

Annual taxes$4,086

Tax year2026

Taxes w/ assessments4086

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District12 - Centennial

District number12

District phone7637926000

High schoolCentennial

SODL flat fee brokerage

$7,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,297/mo

Principal & interest$1,839

Property taxes$341

Home insurance (est.)$117

Down payment

$70,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.