Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,415.66 (2026).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 12 days.

Pending

$320,000

$150/sqft

Cedar Crest Estates

3921 174th Avenue, Andover, MN, 55304

4 Bedrooms2 Bathrooms2,130 Square Feet0.96 Acres

Days on market12

Year built1970

Garage spaces2

TypeResidential

Est. $6,600buyer credit when you buy with SODL

About this home

Beautiful 1-story rambler situated on a large, nearly one-acre wooded lot in a fantastic location! This home features a full walkout basement offering great additional living space and future potential. Enjoy the convenience of a 2-car attached garage plus an extra storage shed for tools and outdoor equipment. The lower level includes a cozy wood-burning stove—perfect for relaxing on chilly evenings. A wonderful opportunity to enjoy privacy, nature, and space while still being close to everything!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1970

LevelsOne

Living area2,130 sqft

Above-grade finished1,320 sqft

Below-grade finished810 sqft

Lot size0.96 acres (160x88x86x217x300)

Days on market12

ListedMar 11, 2026

MLS #NST7035536

CountyAnoka

SubdivisionCedar Crest Estates

Parcel #053224330019

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 23 x 23 · 529 sqft
Parking features: Attached Garage, Asphalt
Pool: None
Fencing: None
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: 1,320 sqft
Roof: Age Over 8 Years
Year built: 1970

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas

Community & HOA

Subdivision: Cedar Crest Estates
HOA: No HOA
School district: St. Francis

Financial & listing details

Annual tax: $3,415.66 (2026)
Listed: Mar 11, 2026
Days on market: 12
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Finished, Full, Storage Space, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryIn Basement

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesDeck, Kitchen Window, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

RoofAge Over 8 Years

Foundation area1,320 sqft

Lot featuresTree Coverage - Medium

Road frontageCity Street

ZoningLot,Residential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces2

Garage size529 sqft

Financial details

Annual taxes$3,415.66

Tax year2026

Taxes w/ assessments3415.66

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number820

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$6,600Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,600

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,073/mo

Principal & interest$1,682

Property taxes$285

Home insurance (est.)$107

Down payment

$64,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.