Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,728 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 82 days.

Listed at

$459,900

$172/sqft

Cedar Valley Estates

39109 Karen Court, Winona, MN, 55987

4 Bedrooms2 Bathrooms2,676 Square Feet1 Acres

Days on market82

Year built1979

Garage spaces2

TypeResidential

Est. $10,797buyer credit when you buy with SODL

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About this home

Just minutes from Winona, this beautiful home sits on 1 acre, offering the perfect combination of privacy, space, and breathtaking Mississippi River views. Enjoy room to play, garden, entertain, or simply relax and take in the peaceful surroundings from your backyard. Inside, the open-concept floor plan features an updated kitchen, pantry, and stunning windows that fill the home with natural light while showcasing the beauty of every season. With 4 bedrooms, 2 updated bathrooms, and a 2-car garage, there's plenty of space for everyone. The lower level offers a laundry area, office, and a versatile bonus room that could serve as a theater room, playroom, workout space, hobby room, or whatever best fits your lifestyle. This is a rare opportunity to enjoy country-style living with convenience, comfort, and incredible views just minutes from town.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1979

LevelsSplit Entry (Bi-Level)

Living area2,676 sqft

Above-grade finished1,796 sqft

Below-grade finished880 sqft

Lot size1 acres (130x338)

Days on market82

ListedJun 17, 2026

MLS #NST7094852

CountyWinona

SubdivisionCedar Valley Estates

Parcel #060005260

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 450 sqft
Parking features: Tuckunder Garage
Patio & porch: Rear Porch
Exterior features: Cedar
Lot size: 1 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,436 sqft
Year built: 1979

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas

Community & HOA

Subdivision: Cedar Valley Estates
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $2,728 (2026)
Listed: Jun 17, 2026
Days on market: 82 · 69 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementPartial, Partially Finished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

AmenitiesHardwood Floors, Kitchen Center Island, Kitchen Window, Patio

AccessibilityNone

Exterior & lot

ExteriorCedar

FoundationBlock

Foundation area1,436 sqft

Patio/porchRear Porch

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingTuckunder Garage

Garage spaces2

Garage size450 sqft

Financial details

Annual taxes$2,728

Tax year2026

Taxes w/ assessments2728

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$10,797Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,797

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,798/mo

Principal & interest$2,417

Property taxes$227

Home insurance (est.)$153

Down payment

$91,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.